CIBCAventura Visa Infinite

4963 8199 5372 7703

VALID THRU 10/29MORGAN LEE

a man sitting in an airport waiting for his luggage — Photo: Manki Kim / Unsplash

Travel Rewards · Canada

CIBC Aventura Visa Infinite Card

4.2 / 5 editorial rating

Best for: Occasional flyers who want a NEXUS rebate and flexible flights

Reviewed by the CreditCardCompare editorial team · Fees and rates checked September 2026 — confirm on the issuer's site before you apply

Annual feeC$139/yr

IssuerCIBC

NetworkVisa

Purchase APR20.99% on purchases, 22.99%…

Foreign transaction fee2.5% on foreign currency pur…

Credit neededGood to excellent credit

Pros

Redemptions work across any airline
Adds a NEXUS rebate alongside travel perks
Comes with a dependable travel insurance package

Cons

Carries an annual fee
Charges 2.5% on foreign currency purchases
Approval depends on meeting an income threshold

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Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.

Our take on the CIBC Aventura Visa Infinite Card

The CIBC Aventura Visa Infinite is the best choice for an occasional traveller who wants flexible points plus a few airport perks, because the card bundles a NEXUS application rebate every four years and four complimentary lounge visits through the Visa Airport Companion Program with points that earn on everyday spending. As of September 2026 it pays 2 points per dollar on travel booked through the CIBC Rewards Centre, 1.5 points on gas, EV charging, groceries and drugstores, and 1 point elsewhere.

The $139 fee is rebated in the first year; after that it has to be earned. Using a conservative 1 cent per point, 1.5x on groceries and gas is 1.5%, so the card isn't a strong earner on its own. The NEXUS rebate and lounge visits carry more of the value for people who cross the U.S. border or pass through airports with participating lounges.

We think of it as a card for someone who flies a handful of times a year, uses NEXUS and wants to redeem points without being tied to one airline. If none of those describe you, a cash back card will likely return more.

Good fit if

You cross the U.S. border often enough to use a NEXUS rebate
You fly a few times a year and would use four lounge visits
You spend steadily on groceries, gas and drugstores

Skip it if

You fly one airline and want its bag and status perks
You won't book travel through the CIBC Rewards Centre, where the 2x rate applies

Worked example

Assume $600 a month on groceries, $200 on gas, $50 at drugstores and $1,000 on everything else, plus $2,000 a year in travel booked through the CIBC Rewards Centre. The 1.5x categories total $10,200 a year, earning 15,300 points. Other spending earns 12,000 points and travel earns 4,000. That is 31,300 points in total, worth $313 at a conservative 1 cent each, or $174 after the $139 fee from year two.

How it stacks up

The RBC Avion Visa Infinite is $19 cheaper at $120 and shares the any-airline approach, but earns only 1.25 points on travel and 1 point elsewhere. Air Canada flyers may get more from the TD Aeroplan Visa Infinite, which has the same $139 fee and 1.5x categories plus a free first checked bag. If you value simplicity, Avion's lower fee may matter more to you than Aventura's richer everyday earn rates.

Aventura's pitch is any-airline booking plus a NEXUS rebate, which makes it a reasonable RBC Avion alternative for occasional flyers. The earn is portal-dependent (up to 2 points per dollar on travel booked through CIBC's portal, less elsewhere), so the headline rate overstates what most people actually get. If you book travel directly rather than through the portal, the Scotiabank Gold or Amex Cobalt will out-earn it on everyday spend; confirm the CAD 139 fee and CAD 60,000 income requirement with CIBC.