Alliant Credit Union credit cards
Digital-first credit union known for a high-rate flat cash-back card for members.
About Alliant Credit Union
Alliant Credit Union is a digital-first credit union best known in cards for its flat-rate Alliant Visa Signature Cashback Card, which pays cash back on every eligible purchase with no categories to track, and which includes Visa Signature travel perks. It also offers the Alliant Visa Platinum card for members who want a simpler, lower-cost card. Most banking happens online and in the app, with support by phone and chat.
Alliant suits you if you are comfortable banking online and want a simple cash-back card from a credit union, and Alliant says everyone is eligible to apply to join. The limitation: you must be an Alliant member for at least 90 days before you can apply for its credit cards, so it is not the right choice if you need a card right away. Alliant has also changed its cash-back tiers over time, so check the current rate and any spending caps in the program terms before applying.
Notable Alliant Credit Union cards
- Alliant Visa Signature Cashback Card
- Alliant Visa Platinum
Approval rules and tips
Membership required.
- Join first: Alliant says everyone is eligible to apply for membership.
- You must be an Alliant member for at least 90 days before you can apply for an Alliant credit card.
- Check the current cash-back structure in the card's program terms, since Alliant has changed its tiers over time.
How to apply for a Alliant Credit Union card
Join Alliant online, then wait until you have been a member for at least 90 days before applying for a card at alliantcreditunion.org or through Alliant online banking. Have your Social Security number, a government-issued photo ID, your address, employment and income details ready. Alliant says most cards arrive within 7 to 10 business days after approval, and you can call 800-328-1935 with questions.
Customer service: www.alliantcreditunion.org · 800-328-1935
Alliant Credit Union FAQs
What credit cards does Alliant Credit Union offer?
Alliant Credit Union's notable cards include Alliant Visa Signature Cashback Card, Alliant Visa Platinum. See the cards we review below for fees, rewards and APRs.
Does Alliant Credit Union have special approval rules?
Membership required.
How do I apply for a Alliant Credit Union credit card?
Apply on www.alliantcreditunion.org. Check any pre-qualification tool first — it uses a soft inquiry that does not affect your credit score.
Can anyone join Alliant Credit Union?
Alliant says everyone is eligible to apply for membership. Once you are a member, you need to wait at least 90 days before you can apply for an Alliant credit card, so plan ahead if you want its cash-back card. Membership also gives you access to Alliant's online checking and savings accounts.
Is Alliant a bank or a credit union?
Alliant is a credit union, so it is owned by its members and deposits are insured by the NCUA rather than the FDIC. It operates mainly online, and you can reach it by phone at 800-328-1935 or through chat in the Alliant mobile app and online banking.