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⚖ Add to comparisonAmazon / Chase · Visa
Prime Visa (Amazon)
Only worth it if you already pay for Prime, since the 5% at Amazon and Whole Foods is gated behind that membership; lapse it and the rate drops. For a household spending $4,000 a year on Amazon that's $200 back, plus bonus rates at restaurants and gas and no annual fee on the card itself. If you don't keep Prime, a flat 2% card earns more on the same Amazon spend. Reward rates have shifted before, so confirm the current structure on amazon.com.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓5% back at Amazon and Whole Foods
- ✓No foreign purchase fee
- ✓Visa Signature benefits
👍 Pros
- + No annual fee, though Prime is required
- + Earns a lot at Amazon
- + No foreign purchase fee
👎 Cons
- – The 5% rate depends on having Prime
- – Counts against Chase 5/24
Can you get it?
- ▸A current Amazon Prime membership to get 5%
- ▸A good credit score
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
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