Best Credit Cards in United Arab Emirates
UAE card comparison is unusually lifestyle-driven, weighing cinema tickets, golf, valet, and Skywards miles against salary-based eligibility, since issuers like Emirates NBD, ADCB, Mashreq and FAB often set a minimum monthly salary to qualify. Lenders check the AECB score (300 to 900; around 650+ is generally treated as good as of 2026). The perk-heavy cards look great on paper, but the value collapses if you don't use the specific lounges, cinemas, or golf courses tied to the offer. Watch for high cash-advance and late fees, and confirm the salary requirement and current perks with the issuer.
Top picks in United Arab Emirates
ADCB TouchPoints Infinite Credit Card
Abu Dhabi Commercial Bank (ADCB)
This is a lifestyle-perks card first and a rewards card second, so the unlimited worldwid…
Mashreq Solitaire Credit Card
Mashreq Bank
An ultra-premium World Elite card aimed squarely at high earners, bundling unlimited worl…
Emirates NBD Skywards Signature Credit Card
Emirates NBD
Only worth the roughly AED 735 fee if you actually fly Emirates, since the value is conce…
Mashreq Cashback Credit Card
Mashreq Bank
A strong default for UAE everyday spending: no annual fee for life plus lounge visits is…
FAB Cashback Credit Card
First Abu Dhabi Bank (FAB)
From the UAE's largest bank, this is a sensible no-fee pick for households whose spend co…
Citi Rewards Credit Card
Citibank UAE
Pick this if you want flexible points that don't expire while the account's active, with…
Emirates Islamic Cashback Plus Card
Emirates Islamic
The standout reason to choose this over other UAE cashback cards is the Sharia-compliant…
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