Complimentary airport lounge access visits included for the cardholder
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⚖ Add to comparisonMashreq Bank · Mastercard
Mashreq Cashback Credit Card
A strong default for UAE everyday spending: no annual fee for life plus lounge visits is an unusual combo at this price. The up-to-5% dining and 2% grocery rates carry caps, and the 1% base rate on everything else is ordinary, so high spenders outside those categories see returns flatten quickly. If you fly often, a miles card like the Emirates NBD Skywards earns more travel value; just confirm the cashback caps and the roughly AED 5,000 salary minimum on Mashreq's site.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Get up to 5% back on dining
- ✓Earn 2% back on groceries and 1% on everything else
- ✓No annual fee for the life of the card
- ✓Includes complimentary airport lounge visits
👍 Pros
- + No annual fee paired with unlimited cashback
- + Healthy cashback rates on dining and groceries
- + Lounge access despite costing little
👎 Cons
- – Cashback categories can be subject to limits
- – Applies a foreign currency markup on overseas spending
- – Reaching the top cashback tiers may take a minimum spend
Can you get it?
- ▸Be a UAE resident holding a valid Emirates ID
- ▸Earn roughly AED 5,000 or more per month
- ▸Have steady, verifiable income
- ▸Clear Mashreq's credit assessment
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
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