Unlimited complimentary airport lounge access worldwide for the cardholder
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⚖ Add to comparisonAbu Dhabi Commercial Bank (ADCB) · Visa
ADCB TouchPoints Infinite Credit Card
This is a lifestyle-perks card first and a rewards card second, so the unlimited worldwide lounge access, golf and dining privileges are the real reason to pay the roughly AED 1,575 fee. TouchPoints earn up to 4 per AED 4 depending on category, which is fine but not the point; if you just want returns on spend, a no-fee cashback card returns more cash per dirham. It needs around AED 30,000 monthly salary, so it's out of reach for many; confirm the fee, lounge terms and income rules on ADCB's site.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Collect flexible TouchPoints across all of your spending
- ✓Get unlimited complimentary airport lounge access worldwide
- ✓Enjoy free golf rounds and discounts on dining
- ✓Cash in TouchPoints for travel, retail or cashback
👍 Pros
- + Comes loaded with travel and lifestyle benefits
- + Lounge access is unlimited for the cardholder
- + TouchPoints can be redeemed several ways
👎 Cons
- – Carries a high annual fee
- – Calls for a sizeable monthly salary
- – Applies a foreign currency markup on overseas spending
Can you get it?
- ▸Be a UAE resident holding a valid Emirates ID
- ▸Earn roughly AED 30,000 or more per month
- ▸Have steady, verifiable income
- ▸Clear ADCB's credit assessment
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
Decided on the ADCB TouchPoints Infinite Credit Card?
Finish your application on ADCB's own secure site.
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