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โœˆ Lounge Access Available

Unlimited complimentary worldwide airport lounge access with guests

Annual fee AED 2,100
โ˜…โ˜…โ˜…โ˜…โฏช 4.5How we rate

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Mashreq Bank ยท Mastercard

Mashreq Solitaire Credit Card

โœˆ Lounge Access Available โ˜… Ultra-premium rewards and lifestyle privileges Premium & Luxury Travel Rewards Points & Rewards Dining & Groceries

An ultra-premium World Elite card aimed squarely at high earners, bundling unlimited worldwide lounge access with guests, concierge and elevated Salaam Points. The roughly AED 2,100 fee and around AED 50,000 monthly salary requirement rule out most applicants, and unless you'll genuinely use the concierge and guest lounge passes, the cheaper Mashreq Cashback card delivers better pure return on spend. Treat it as a status-and-perks play, not a rewards optimiser; confirm the fee and salary floor on Mashreq's site.

โŸณ Rates & fees verified June 2026 โ€” always confirm the current terms on the issuer's official site before applying.

Annual fee
AED 2,100
Rewards rate
Earn elevated Salaam Points on all spending
Welcome bonus
Generous welcome points bonus after activation and spend
Intro APR
Not applicable
Regular APR
Approx. 3.49% per month on outstanding balances
Foreign transaction fee
Foreign currency markup applies (approx. 2.99%)
Recommended credit
Very high income, UAE residency
Best for
High-net-worth UAE residents wanting top-tier lounge and concierge perks

What you earn

  • โœ“Collect elevated Salaam Points across all of your spending
  • โœ“Get unlimited worldwide lounge access that extends to guests
  • โœ“Use a dedicated concierge and lifestyle management service
  • โœ“Enjoy premium dining, hotel and travel privileges

๐Ÿ‘ Pros

  • + A full suite of ultra-premium benefits
  • + Lounge access is unlimited and covers guests too
  • + Earns rewards at a strong rate

๐Ÿ‘Ž Cons

  • โ€“ Carries a very high annual fee
  • โ€“ Calls for a very high monthly salary
  • โ€“ Applies a foreign currency markup on overseas spending

Can you get it?

  • โ–ธBe a UAE resident holding a valid Emirates ID
  • โ–ธEarn roughly AED 50,000 or more per month
  • โ–ธHave steady, verifiable high income
  • โ–ธClear Mashreq's credit assessment

Requirements are general guidance โ€” the issuer makes the final decision. Learn more about card requirements โ†’

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Line up fees, rewards, intro APR and lounge perks in one table โ€” then apply on the issuer's official site with your eyes open.