Complimentary airport lounge access for the cardholder via the card programme
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⚖ Add to comparisonEmirates NBD · Visa
Emirates NBD Skywards Signature Credit Card
Only worth the roughly AED 735 fee if you actually fly Emirates, since the value is concentrated in Skywards Miles and the bonus on Emirates and flydubai bookings. At up to 1.5 miles per dollar-equivalent, a UAE resident spending AED 100,000 a year earns a meaningful mileage stash plus lounge access, but those miles are far less useful if you rarely fly the airline. Cashback cards like the FAB or Mashreq give broader value for non-flyers; verify the fee, miles rate and AED 10,000 salary requirement on Emirates NBD's site.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Collect Skywards Miles across all of your spending
- ✓Earn extra miles when you book Emirates and flydubai
- ✓Includes complimentary airport lounge access
- ✓Comes with travel insurance and concierge service
👍 Pros
- + Earns miles quickly for those flying Emirates
- + Lounge access improves the travel experience
- + Adds handy travel and lifestyle perks
👎 Cons
- – Carries an annual fee
- – Applies a foreign currency markup on overseas spending
- – Pays off mainly for Emirates travellers
Can you get it?
- ▸Be a UAE resident holding a valid Emirates ID
- ▸Earn roughly AED 10,000 or more per month
- ▸Have steady, verifiable income
- ▸Join Skywards (membership is free)
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
Decided on the Emirates NBD Skywards Signature Credit Card?
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