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Will you get approved? Check first

Before you compare cards, know where you stand. Here's what issuers actually look at โ€” income, score, documents and residency โ€” and how the bar shifts by country.

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Credit score

Each card has a recommended score tier โ€” from secured cards for any score to premium cards needing excellent credit.

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Income & employment

Issuers verify you can repay. Salary slips, bank statements or tax records are commonly requested.

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Identity & residency

Proof of ID, address and legal residency or a valid visa/work permit are standard.

Requirements by country

Stop guessing. Put the cards side by side.

Line up fees, rewards, intro APR and lounge perks in one table โ€” then apply on the issuer's official site with your eyes open.