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โœˆ Lounge Access Available

Complimentary airport lounge access visits included for the cardholder

Annual fee No annual fee
โ˜…โ˜…โ˜…โ˜…โ˜… 4.3How we rate

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First Abu Dhabi Bank (FAB) ยท Mastercard

FAB Cashback Credit Card

โœˆ Lounge Access Available โ˜… High cashback on groceries, dining and fuel No Annual Fee Cash Back No Annual Fee Gas & Commuting

From the UAE's largest bank, this is a sensible no-fee pick for households whose spend concentrates on groceries, dining and fuel, with up to 5% on the first two and 3% on fuel plus lounge access. The headline rates are capped monthly, so once you exhaust the bonus, spend earns the base rate and the Mashreq Cashback becomes a close call. The roughly AED 5,000 salary bar is low, making it accessible; check the category caps and current rates on FAB's site.

โŸณ Rates & fees verified June 2026 โ€” always confirm the current terms on the issuer's official site before applying.

Annual fee
No annual fee
Rewards rate
Up to 5% on groceries and dining, 3% on fuel
Welcome bonus
Welcome cashback offer for new cardholders
Intro APR
Not applicable
Regular APR
Approx. 3.25% per month on outstanding balances
Foreign transaction fee
Foreign currency markup applies (approx. 2.99%)
Recommended credit
Stable income, UAE residency
Best for
UAE households spending on groceries, dining and fuel

What you earn

  • โœ“Get up to 5% back on groceries and dining
  • โœ“Earn 3% back on fuel
  • โœ“No annual fee to pay
  • โœ“Includes complimentary airport lounge visits

๐Ÿ‘ Pros

  • + Healthy cashback on everyday essentials
  • + No annual fee
  • + Lounge access is included

๐Ÿ‘Ž Cons

  • โ€“ Cashback categories can be capped each month
  • โ€“ Applies a foreign currency markup on overseas spending
  • โ€“ Top rates may call for a minimum monthly spend

Can you get it?

  • โ–ธBe a UAE resident holding a valid Emirates ID
  • โ–ธEarn roughly AED 5,000 or more per month
  • โ–ธHave steady, verifiable income
  • โ–ธClear FAB's credit assessment

Requirements are general guidance โ€” the issuer makes the final decision. Learn more about card requirements โ†’

Decided on the FAB Cashback Credit Card?

Finish your application on the issuer's own secure site.

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Stop guessing. Put the cards side by side.

Line up fees, rewards, intro APR and lounge perks in one table โ€” then apply on the issuer's official site with your eyes open.