Complimentary airport lounge access visits included for the cardholder
Reviewed by the editorial team
Apply on official site ↗You'll be taken to the issuer's secure website.
⚖ Add to comparisonEmirates Islamic · Mastercard
Emirates Islamic Cashback Plus Card
The standout reason to choose this over other UAE cashback cards is the Sharia-compliant structure paired with a headline up-to-10% on dining and no annual fee. That 10% is heavily capped, so realistic dining cashback is far lower once you hit the monthly limit, and a profit rate (not interest) applies if you carry a balance. If Sharia compliance isn't a requirement, the FAB or Mashreq cards offer comparable everyday value; confirm the dining cap and the roughly AED 5,000 salary minimum on Emirates Islamic's site.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Get up to 10% back on dining
- ✓Earn healthy cashback at supermarkets and on fuel
- ✓No annual fee to pay
- ✓Includes complimentary airport lounge visits
👍 Pros
- + Built to be Sharia-compliant
- + High cashback rate on dining
- + No annual fee, and lounge access is included
👎 Cons
- – Cashback comes with monthly caps
- – Applies a foreign currency markup on overseas spending
- – Top rates may call for a minimum spend
Can you get it?
- ▸Be a UAE resident holding a valid Emirates ID
- ▸Earn roughly AED 5,000 or more per month
- ▸Have steady, verifiable income
- ▸Clear the Emirates Islamic credit assessment
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
Decided on the Emirates Islamic Cashback Plus Card?
Finish your application on the issuer's own secure site.
Apply now ↗Was this helpful?
Put it up against similar cards
ADCB TouchPoints Infinite Credit Card
Abu Dhabi Commercial Bank (ADCB)
This is a lifestyle-perks card first and a rewards card second, so the unlimited worldwid…
Mashreq Cashback Credit Card
Mashreq Bank
A strong default for UAE everyday spending: no annual fee for life plus lounge visits is…
Mashreq Solitaire Credit Card
Mashreq Bank
An ultra-premium World Elite card aimed squarely at high earners, bundling unlimited worl…
Questions & Answers
No questions yet. Be the first to ask!
Comments (0)
No comments yet. Share your experience!