Complimentary airport lounge access available on eligible Citi cards
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⚖ Add to comparisonCitibank UAE · Mastercard
Citi Rewards Credit Card
Pick this if you want flexible points that don't expire while the account's active, with bonus ThankYou Points on dining, department stores and travel. The flexibility across airline and retail partners is the selling point, but bonus categories are capped and lounge terms vary by card tier, so don't assume the perks match a premium card. For straight cash back on everyday spend, the FAB or Mashreq cards are simpler and often richer; verify the points caps and roughly AED 8,000 salary requirement on Citibank UAE's site.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Earn bonus ThankYou Points on dining, department stores and travel
- ✓Points stay valid as long as the account is active
- ✓Redeem flexibly with airline and retail partners
- ✓Complimentary lounge access on eligible Citi cards
👍 Pros
- + Points carry no expiry
- + Redemptions are flexible and cover many options
- + A no-annual-fee version is on offer
👎 Cons
- – Bonus categories can be subject to limits
- – Applies a foreign currency markup on overseas spending
- – Lounge access terms differ by card tier
Can you get it?
- ▸Be a UAE resident holding a valid Emirates ID
- ▸Earn roughly AED 8,000 or more per month
- ▸Have steady, verifiable income
- ▸Clear Citibank's credit assessment
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
Decided on the Citi Rewards Credit Card?
Finish your application on the issuer's own secure site.
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