American Express Global Lounge Collection including Centurion Lounges, Priority Pass and Delta Sky Club when flying Delta
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The Business Platinum Card from American Express
A $695-a-year business card (as of 2026) that only makes sense if you'll actually use the lounge access and the stack of business statement credits, otherwise the fee buries you. Earning is lopsided: 5x on flights and prepaid hotels through Amex Travel, but just 1x on most ordinary business spend, so a flat-2x business card out-earns it on everyday purchases. The math works when credits plus lounge value clear the fee, roughly $3,000 in airfare a year already returns 15,000 points, but a business that mostly buys software and supplies should skip it. Confirm the current credit lineup and welcome offer on Amex's site, since they change yearly.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Entry to the Global Lounge Collection
- ✓Yearly credits covering Dell, Indeed, wireless and additional categories
- ✓A 35% points rebate on select airline redemptions through Pay With Points
👍 Pros
- + Wide-ranging lounge access
- + Numerous statement credits aimed at businesses
- + Membership Rewards that can be transferred to partners
👎 Cons
- – The annual fee is very steep
- – Putting the credits to use takes some effort
- – You need a business to qualify
Can you get it?
- ▸A genuine business or side venture
- ▸Personal credit in the good-to-excellent range
- ▸The welcome offer is governed by Amex eligibility rules
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
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