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American Express ยท Amex

American Express Business Gold (2026 Refresh)

โ˜… Refresh expected (TBD) No Annual Fee Business Points & Rewards Travel Rewards

Don't apply for this yet, it's a reported refresh of the Amex Business Gold and the fee, credits and earn rates aren't official as of 2026. If you're a business owner eyeing it, the smart move is to wait for the published terms rather than acting on rumored category changes, since a refresh can cut earning as easily as boost it. For now, the current Business Gold or a flat-2x business card does the job, and you can switch once Amex posts the real structure. Watch Amex's official site for the announcement and don't bank on any specific numbers until they're confirmed there.

โŸณ Rates & fees verified June 2026 โ€” always confirm the current terms on the issuer's official site before applying.

Annual fee
No annual fee
Rewards rate
Expected to keep adaptive bonus categories for businesses; exact rates not yet announced
Welcome bonus
To be announced
Intro APR
None
Regular APR
See terms
Foreign transaction fee
None
Recommended credit
Good to Excellent (700+)
Best for
Business owners waiting on the official Amex Business Gold update

What you earn

  • โœ“Specifics have not been confirmed yet
  • โœ“Refreshed statement credits are expected
  • โœ“Membership Rewards that can be transferred are expected

๐Ÿ‘ Pros

  • + Improvements to the benefits are anticipated
  • + Transferable points are expected

๐Ÿ‘Ž Cons

  • โ€“ Not on the market yet
  • โ€“ None of the terms are confirmed
  • โ€“ The fee and credits may still shift

Can you get it?

  • โ–ธA genuine business or side venture
  • โ–ธPersonal credit in the good-to-excellent range
  • โ–ธOfficial launch details are still pending

Requirements are general guidance โ€” the issuer makes the final decision. Learn more about card requirements โ†’

Decided on the American Express Business Gold (2026 Refresh)?

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