Global lounge access via Priority Pass, Centurion and partner lounges
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⚖ Add to comparisonAmerican Express Germany · Amex
American Express Platinum Card
The German Amex Platinum makes sense only if you'll burn through its annual credits; otherwise the roughly EUR 720 fee (as of 2026) is dead weight. Stack the travel, dining and other statement credits plus lounge access and a frequent traveler can clear EUR 700+ in value, but a once-a-year flyer won't, and Amex's patchy acceptance in Germany means you'll often need a Visa or Mastercard as backup. If you mainly want everyday rewards, the free Payback Amex is the smarter pick. Confirm the fee and current credit lineup on americanexpress.de.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Yearly statement credits for travel and lifestyle spending
- ✓Airport lounge entry with no cap for you and a guest
- ✓Hotel elite status through partner schemes plus free-night credits
- ✓1 Membership Rewards point for each euro, usable with many partners
👍 Pros
- + First-rate collection of premium travel benefits
- + The statement credits are generous enough to cover the fee
- + Capable concierge and customer support
👎 Cons
- – Steep annual fee
- – As a charge card it has to be settled in full monthly
- – 2% fee on foreign transactions
Can you get it?
- ▸Live in Germany with a registered address
- ▸Excellent SCHUFA standing
- ▸High, steady income
- ▸At least 18 years old
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
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