Complimentary domestic and international lounge visits that scale with your tier (Silver, Gold, Platinum).
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Axis Bank Atlas Credit Card
Atlas is the lighter-fee sibling to Magnus for travelers who want transferable EDGE Miles without a five-figure fee. The 5 miles per Rs.100 on direct airline, hotel, and aggregator spend is genuinely strong, but the trade-off is real: most everyday categories like rent, fuel, and wallet loads earn nothing toward miles. Run the numbers: Rs.2 lakh of travel spend a year yields 10,000 miles, enough for a short-haul redemption. The 3.5% forex markup (as of 2026) stings on a travel card, so pair it with a low-FX card abroad. Skip it if your spend is mostly groceries and bills. Check current earn tiers on axisbank.com.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Earn 5 EDGE Miles for every Rs.100 on direct airline, hotel and travel-aggregator spending
- ✓Earn 2 EDGE Miles for every Rs.100 on all other eligible purchases
- ✓Receive 2,500 welcome EDGE Miles after your first transaction
- ✓Move EDGE Miles to airline and hotel partners
- ✓Higher tiers add more lounge visits and milestone miles
👍 Pros
- + Transferable miles translate into excellent travel value
- + Earning is strong on travel-category purchases
- + Tiered structure rewards those who spend more each year
- + Welcome bonus is generous for a mid-premium card
👎 Cons
- – Plenty of everyday categories earn no miles
- – A 3.5% forex markup is steep for a travel card
- – Lounge visits stay limited on the entry tier
Can you get it?
- ▸Indian resident, either salaried or self-employed
- ▸A CIBIL score of 750 or higher is recommended
- ▸Income that meets Axis Bank's criteria for the card
- ▸Valid PAN along with KYC documents
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
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