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✈ Lounge Access Available

4 complimentary domestic airport lounge visits per year (1 per quarter) on the card.

Annual fee ₹500
★★★★⯪ 4.5How we rate

Reviewed by the editorial team

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Axis Bank · Mastercard

Flipkart Axis Bank Credit Card

✈ Lounge Access Available ★ Unlimited 5% cashback on Flipkart and Cleartrip Cash Back Store & Retail Points & Rewards Dining & Groceries

If your cart is mostly Flipkart and Myntra, this Rs.500 card is hard to beat: 5% back uncapped on Flipkart plus 4% on Swiggy, Uber, and PVR. Run it: Rs.40,000 a year on Flipkart returns Rs.2,000, and the fee waives at Rs.2 lakh annual spend. The weak spot is the 1% everywhere-else rate, so don't make it your only card; the Axis ACE's flat 2% wins for general spend. The 3.5% forex markup (as of 2026) also makes it a poor travel companion. Best as a category card living next to a flat-rate one. Confirm partner lists on axisbank.com.

⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.

Annual fee
₹500
Rewards rate
5% Flipkart, 4% partners, 1% other
Welcome bonus
Welcome benefits worth around Rs.600 across Flipkart, Swiggy and more
Intro APR
N/A
Regular APR
Around 52.86% per annum (4.4% per month)
Foreign transaction fee
3.5% markup on foreign currency transactions
Recommended credit
Good
Best for
Flipkart and Myntra regulars who want uncapped store cashback

What you earn

  • Get 5% unlimited cashback on Flipkart, Myntra and Cleartrip
  • Get 4% cashback with preferred partners such as Swiggy, Uber and PVR
  • Get 1% cashback on every other purchase
  • Welcome vouchers spanning Flipkart, Swiggy and Curefit
  • Cashback posts straight to your statement

👍 Pros

  • + Flipkart purchases earn an uncapped 5% cashback
  • + A strong 4% rate applies to popular everyday partners
  • + Domestic lounge access comes at a low fee
  • + Fee is waived once annual spending hits Rs.2 lakh

👎 Cons

  • – The 1% base rate is merely average
  • – Forex markup is high for spending overseas
  • – Best returns are tied to the Flipkart ecosystem

Can you get it?

  • Indian resident aged 18 or older
  • A CIBIL score of 720 or higher is recommended
  • Salaried or self-employed with a steady income
  • Valid PAN along with KYC documents

Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →

Decided on the Flipkart Axis Bank Credit Card?

Finish your application on Axis Bank's own secure site.

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