Unlimited complimentary domestic lounge visits and international visits for primary and add-on members via Priority Pass.
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Axis Bank Magnus Credit Card
Magnus earns its reputation among points hackers because EDGE Points transfer to 20+ airline and hotel partners, where a Rs.200 spend (12 points) can punch well above its ~4.8% base value. The Rs.12,500 fee only pays off if you spend big and actually redeem through transfers: park Rs.1.5 lakh+ a month and the milestone bonuses stack fast. As of 2026 the reward caps and structure have been trimmed more than once, so read the current terms before committing. Skip it if you won't transfer points or can't hit the income bar; the Atlas does miles for a quarter of the fee. Confirm on axisbank.com.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Earn 12 EDGE Reward Points for every Rs.200 you spend
- ✓Move points to more than 20 airline and hotel partners
- ✓Collect bonus points when monthly spending tops Rs.1.5 lakh
- ✓Get 5,000 bonus EDGE Points on each Rs.1 lakh past the first lakh every month
- ✓Benefits across Tata CLiQ, Postcard Hotels and Luxe
👍 Pros
- + Partner point transfers deliver outstanding value
- + Lounge access is unlimited for you and your add-on members
- + Forex markup is a low 2% for a premium card
- + Round-the-clock concierge service included
👎 Cons
- – Both the annual fee and income bar are very high
- – The reward structure has been changed and capped over time
- – Purchase APR is steep on any revolving balance
Can you get it?
- ▸Indian resident with a CIBIL score of 750 or higher
- ▸High income, generally Rs.18 lakh+ a year or a premium banking relationship
- ▸Salaried or self-employed and meeting Axis criteria
- ▸Valid PAN along with KYC documents
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
Decided on the Axis Bank Magnus Credit Card?
Finish your application on Axis Bank's own secure site.
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