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โ˜…โ˜…โ˜…โฏชโ˜… 3.9How we rate

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Bank Norwegian ยท Visa

Bank Norwegian Visa

โ˜… Free Visa with travel cashback and no FX fee No Annual Fee No Annual Fee Travel Rewards Cash Back

Bank Norwegian's Visa is a free, no-FX card with a cashback angle on Norwegian Airlines bookings, so it really shines only if you fly Norwegian. For everyone else the everyday earn is thin and you're essentially using it as a free travel card. Like other German revolving cards it defaults toward installment repayment, so set it to pay in full or the interest swamps any cashback. If you never fly Norwegian, the GenialCard does the no-FX job without the airline tie-in. Confirm rates and cashback terms on banknorwegian.de.

โŸณ Rates & fees verified June 2026 โ€” always confirm the current terms on the issuer's official site before applying.

Annual fee
No annual fee
Rewards rate
Up to 20% CashPoints on Norwegian flights, 0.5% elsewhere
Welcome bonus
Occasional CashPoints welcome offer
Intro APR
Not applicable
Regular APR
Approx. 24.4% p.a. on revolving balances
Foreign transaction fee
0% on purchases worldwide
Recommended credit
Positive SCHUFA, regular income
Best for
Norwegian Airlines flyers wanting a free no-FX card

What you earn

  • โœ“Up to 20% CashPoints on Norwegian Airlines flights
  • โœ“0.5% CashPoints on everything else you buy
  • โœ“No annual fee and no foreign currency fee
  • โœ“Put CashPoints toward Norwegian travel

๐Ÿ‘ Pros

  • + A truly free card that pays travel cashback
  • + No FX charges on spending abroad
  • + Rewarding if Norwegian is your airline

๐Ÿ‘Ž Cons

  • โ€“ The best rewards are linked to a single airline
  • โ€“ Steep revolving interest unless you pay in full

Can you get it?

  • โ–ธLive in Germany with a registered address
  • โ–ธPositive SCHUFA standing
  • โ–ธRegular income you can document
  • โ–ธAt least 18 years old

Requirements are general guidance โ€” the issuer makes the final decision. Learn more about card requirements โ†’

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