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⚖ Add to comparisonCapital One · Mastercard
Capital One Quicksilver Cash Rewards
A no-fuss flat 1.5% cash-back card with no annual fee, but here's the honest comparison: a 2% card like Wells Fargo Active Cash pays more on the same spend. On $18,000 a year that's $270 here versus $360 at 2%, a $90 gap. Quicksilver makes sense mainly if you want Capital One's ecosystem or the intro APR. Don't expect rotating bonuses; this is deliberately simple. Confirm the current intro-APR window on capitalone.com.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓1.5% back with no cap
- ✓No fee on foreign purchases
- ✓Stretch of 0% intro APR
👍 Pros
- + No annual fee
- + No foreign purchase fee
- + Straightforward rewards
👎 Cons
- – Other flat-rate cards pay more (2%)
Can you get it?
- ▸A good credit score
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
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