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Annual fee $95
โ˜…โ˜…โ˜…โ˜…โฏช 4.6How we rate

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Capital One ยท Visa

Capital One Venture Rewards

โ˜… 2x miles on everything Travel Rewards Points & Rewards

Pick this when you want travel rewards but refuse to track categories: flat 2x miles on every purchase, $95 a year (as of 2026). Spend $20,000 and you've got 40,000 miles, redeemable as ~$400 in travel or moved to transfer partners. It's a downgrade from the Venture X if you'd use that card's lounge and travel credits, and a pure cash-back card may suit you better if you rarely fly. Transfer-partner ratios shift, so check capitalone.com before counting on a specific redemption.

โŸณ Rates & fees verified June 2026 โ€” always confirm the current terms on the issuer's official site before applying.

Annual fee
$95
Rewards rate
5x hotels & cars via portal, 2x miles on all other purchases
Welcome bonus
Miles welcome offer after minimum spend
Intro APR
None
Regular APR
19.99%โ€“29.99% variable
Foreign transaction fee
None
Recommended credit
Good to Excellent (700+)
Best for
Travelers who want flat-rate miles with zero category tracking

What you earn

  • โœ“2x miles on everything you buy
  • โœ“Move miles to more than 15 travel partners
  • โœ“Covers Global Entry or TSA enrollment

๐Ÿ‘ Pros

  • + Easy flat-rate earning
  • + Has transfer partners
  • + No foreign purchase fee

๐Ÿ‘Ž Cons

  • โ€“ Has an annual fee
  • โ€“ Lighter on premium perks

Can you get it?

  • โ–ธCredit in the good-to-excellent range

Requirements are general guidance โ€” the issuer makes the final decision. Learn more about card requirements โ†’

Decided on the Capital One Venture Rewards?

Finish your application on Capital One's own secure site.

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Line up fees, rewards, intro APR and lounge perks in one table โ€” then apply on the issuer's official site with your eyes open.