Capital One Lounges, Priority Pass and Plaza Premium lounges for you and guests
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⚖ Add to comparisonCapital One · Visa
Capital One Venture X Rewards
The premium card to pick if you want lounge access without the Platinum's $695 sting; at $395 a year (as of 2026) the annual travel credit and 10,000-mile anniversary bonus claw back most of the fee. Flat 2x on everything means no category juggling, and a $30,000 spender earns 60,000 miles plus the renewal bonus. It loses to the Amex Platinum on sheer lounge breadth, so frequent international flyers may still prefer that. Verify current credit and lounge details on capitalone.com.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓$300 travel credit each year
- ✓10,000 bonus miles on your account anniversary
- ✓Lounge access
- ✓2x miles on every purchase
👍 Pros
- + Credits often add up to more than the fee
- + Earns 2x miles with no cap
- + Lounge access that extends to guests
👎 Cons
- – Needs excellent credit
- – Pays off best when you book through the portal
Can you get it?
- ▸An excellent credit score
- ▸May pull from all three credit bureaus
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
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