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⚖ Add to comparisonChase · Visa
Ink Business Preferred Credit Card
If your business spends on travel, shipping, internet/phone, or social and search ads, the Ink Business Preferred's 3x on those (up to $150,000/year combined) plus a big transferable-points bonus is hard to beat for $95. The cell-phone protection and trip insurance are real money-savers most no-fee business cards skip. Watch two things: it counts toward Chase's 5/24 rule, so if you've opened five-plus cards in 24 months you'll likely be denied, and outside those bonus buckets it's only 1x. Spend $10,000/month across the 3x categories and that's 360,000 points a year; verify the current bonus and APR on Chase's site.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Points move 1:1 into airline and hotel partner programs
- ✓Stretch points 25% further when booking through Chase Travel
- ✓Includes cell phone protection plus trip cancellation insurance
👍 Pros
- + A sizable sign-up bonus
- + Points you can transfer to partners
- + Solid cell phone and travel protection
👎 Cons
- – You need a business to qualify
- – Comes with a yearly fee
- – Falls under the Chase 5/24 rule
Can you get it?
- ▸A real business or side gig qualifies, sole proprietors included
- ▸Personal credit in the good-to-excellent range
- ▸Falls under the Chase 5/24 rule
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
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