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⚖ Add to comparisonICICI Bank · Visa
Amazon Pay ICICI Bank Credit Card
A lifetime-free card that's close to a default for anyone who shops Amazon: 5% back for Prime members, 3% for non-Prime, and 1% elsewhere, with rewards landing as Amazon Pay balance. The value is tightly tied to Amazon, so if you barely shop there a flat-cashback card serves you better, and the Amazon Pay payout is only as good as your Amazon usage. A Prime member spending Rs.10,000/month on Amazon banks about Rs.500 monthly with zero fee, which is hard to beat at that cost. The 3.5% foreign markup makes it a poor travel card, and the roughly 42% APR means pay in full. No annual fee ever; confirm current category rates with ICICI Bank.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓5% cashback on Amazon.in for Prime members, paid as Amazon Pay balance
- ✓3% cashback on Amazon.in for members who are not on Prime
- ✓2% on payments to more than 100 Amazon Pay partner merchants
- ✓1% cashback on every other spend
- ✓Accumulated Amazon Pay cashback never expires
👍 Pros
- + Genuinely lifetime free, with no annual or joining fee
- + Excellent rewards for shoppers using Amazon and Amazon Pay
- + Cashback can be spent right away across the Amazon ecosystem
- + Approval comes easily for ICICI customers
👎 Cons
- – Offers no lounge access or travel benefits
- – Pays off most only within the Amazon ecosystem
- – A high forex markup on overseas use
Can you get it?
- ▸Indian resident holding a valid Amazon.in account
- ▸A CIBIL score of 700 or above is advisable
- ▸Salaried or self-employed with a reliable income
- ▸A valid PAN along with KYC documents
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
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