1 complimentary domestic airport lounge visit per quarter on spending Rs.5,000 in the previous quarter.
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⚖ Add to comparisonICICI Bank · Visa
ICICI Bank Coral Credit Card
The Coral is a cheap way to get a foot in the door: a Rs.500 fee, a quarterly lounge visit, and movie discounts, with the fee waived once you cross Rs.1.5 lakh in spend. Watch the catch, though: that lounge visit only unlocks if you spent Rs.5,000 the prior quarter, so a dormant card gets you nothing. At ~0.5% base it's a weak earner, so don't treat it as a rewards engine; the Axis ACE's 2% flat cashback is the better everyday pick. Good as a starter or a backup. Verify the spend thresholds on icicibank.com.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Earn 2 Reward Points for every Rs.100 on most purchases
- ✓Get buy-one-get-one or discounted movie tickets through BookMyShow
- ✓Save up to 15% at partner restaurants via Culinary Treats
- ✓One free railway lounge visit each quarter
- ✓Redeem Reward Points against your statement or the catalogue
👍 Pros
- + Annual fee is very low and waived once you spend Rs.1.5 lakh
- + Lounge visits are included even at this price point
- + Decent discounts for dining and entertainment
- + Approval is straightforward for first-time users
👎 Cons
- – Base earning rate is low
- – Lounge visits depend on spending in the prior quarter
- – Few premium travel benefits
Can you get it?
- ▸Indian resident between the ages of 21 and 60
- ▸A CIBIL score of 700 or higher is recommended
- ▸Salaried or self-employed with a steady income
- ▸Valid PAN along with KYC documents
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
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