Complimentary domestic lounge visits each quarter plus international lounge access via Priority Pass.
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ICICI Bank Sapphiro Credit Card
Pick the Sapphiro if you want dining, movie, and travel perks bundled under one Rs.3,500 fee rather than juggling separate cards. The math works when you actually use the BookMyShow buy-one-get-one and the roughly Rs.9,000 joining vouchers: that alone clears the fee in year one. Skip it if you spend heavily abroad, since the 3.5% forex markup (as of 2026) is steep for a card that pitches international rewards, and the SCB Ultimate's flat 3.3% return beats Sapphiro's ~1% base for big spenders. Confirm current fees and lounge counts on icicibank.com.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Earn 6 Reward Points for every Rs.100 of international spending
- ✓Earn 2 Reward Points for every Rs.100 on domestic retail purchases
- ✓Save up to 25% at restaurants through ICICI Culinary Treats
- ✓Movie tickets on BookMyShow come with a buy-one-get-one offer
- ✓Joining vouchers add up to roughly Rs.9,000 in value
👍 Pros
- + Generous bundle of welcome vouchers
- + Lounge access covers both domestic and international airports
- + Solid discounts for dining and movies
- + Free golf rounds included each year
👎 Cons
- – Annual fee sits toward the higher end
- – Base earning rate is only average
- – Forex markup runs high for a card pitched as premium
Can you get it?
- ▸Indian resident, either salaried or self-employed
- ▸A CIBIL score of 750 or higher is recommended
- ▸Income that meets ICICI's premium card criteria
- ▸Valid PAN along with KYC documents
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
Decided on the ICICI Bank Sapphiro Credit Card?
Finish your application on ICICI Bank's own secure site.
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