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SBI SimplyCLICK Credit Card
A low-cost online shopping card: 10X reward points at partners like Amazon, BookMyShow and Cleartrip (about 2.5% value) and 1X on other online spends, with a Rs.499 fee and an Rs.500 Amazon voucher that effectively covers year one. It's a fine first card if your spending is mostly online at those partners, but offline spend earns almost nothing, so don't use it at physical stores. Spend Rs.5,000/month at partner sites and the 10X stacks up to a few hundred rupees a month in points. The 3.5% foreign markup and roughly 42% APR mean it's not for travel or balances. Confirm the current partner list and milestone benefits with SBI Card.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓10X Reward Points at Amazon, BookMyShow, Cleartrip, Apollo 24|7 and more
- ✓5X Reward Points on all remaining online spending
- ✓1X Reward Point for each Rs.150 of offline spending
- ✓A Rs.500 Amazon voucher as a welcome gift
- ✓As much as Rs.2,000 in Cleartrip vouchers for reaching annual spend milestones
👍 Pros
- + A very low annual fee, waived at Rs.1 lakh of spending
- + A strong earn rate for shopping online
- + The welcome Amazon voucher covers the joining fee
- + Approval comes easily for those new to credit
👎 Cons
- – Offers no lounge access
- – The offline reward rate is minimal
- – A high forex markup on spending abroad
Can you get it?
- ▸Indian resident aged 21 to 60
- ▸A CIBIL score of 700 or above is advisable
- ▸Salaried or self-employed with a reliable income
- ▸A valid PAN along with KYC documents
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
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