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Annual fee C$139
โ˜…โ˜…โ˜…โ˜…โฏช 4.5How we rate

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TD Canada Trust ยท Visa

TD Aeroplan Visa Infinite Card

โ˜… Earn Aeroplan points fast on travel and grocery spend Travel Rewards Airline Points & Rewards

The TD Aeroplan Visa Infinite is a top pick for Canadians flying Air Canada, earning Aeroplan points with bonus rates on travel, groceries and gas plus airport benefits. The roughly CAD 139 fee (as of 2026) is justified if you redeem Aeroplan for flights and use perks like the first-checked-bag waiver, which alone can save a couple a fair bit per trip. If you rarely fly Air Canada, a no-fee cash-back Visa returns more usable value. The Visa Infinite tier also carries an income eligibility requirement. Confirm the fee, earn rates and qualifying rules on td.com.

โŸณ Rates & fees verified June 2026 โ€” always confirm the current terms on the issuer's official site before applying.

Annual fee
C$139
Rewards rate
1.5x points on grocery, gas and Air Canada purchases
Welcome bonus
Large Aeroplan points bonus after qualifying spend
Intro APR
Not applicable
Regular APR
20.99% on purchases, 22.99% on cash advances
Foreign transaction fee
2.5% on foreign currency purchases
Recommended credit
Good to excellent credit
Best for
Air Canada flyers who'll redeem Aeroplan and use travel perks

What you earn

  • โœ“1.5x Aeroplan points on groceries, gas and Air Canada purchases
  • โœ“First checked bag free on Air Canada flights
  • โœ“Rebate on the NEXUS application fee
  • โœ“Full travel insurance cover

๐Ÿ‘ Pros

  • + High Aeroplan earn rate across everyday categories
  • + The free first checked bag is worth real money to flyers
  • + Thorough travel insurance bundle

๐Ÿ‘Ž Cons

  • โ€“ A yearly fee applies
  • โ€“ 2.5% fee on foreign transactions
  • โ€“ A minimum income is needed to qualify

Can you get it?

  • โ–ธCanadian resident at your province's age of majority
  • โ–ธMinimum personal income of CAD 60,000 or household CAD 100,000
  • โ–ธGood to excellent credit history
  • โ–ธA valid Aeroplan membership, which is free to join

Requirements are general guidance โ€” the issuer makes the final decision. Learn more about card requirements โ†’

Decided on the TD Aeroplan Visa Infinite Card?

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