Login
Annual fee No annual fee
โ˜…โ˜…โ˜…โ˜…โ˜… 4.4How we rate

Reviewed by the editorial team

Apply on official site โ†—

You'll be taken to U.S. Bank's secure website.

โš– Add to comparison

U.S. Bank ยท Visa

U.S. Bank Altitude Go Visa Signature Card

โ˜… 4x at restaurants No Annual Fee Dining & Groceries Points & Rewards Cash Back No Annual Fee 0% Intro APR

Foodies get the most here: 4x on dining including takeout and delivery with no annual fee is a standout, plus 2x on groceries, gas/EV charging and streaming and a small annual streaming credit (around $15, enrollment required). The points are worth most when redeemed for travel rather than cash, so a pure cash-back diner might prefer the Capital One Savor's flat 3%. The 1x base rate and no lounge access keep it a specialist card. Spend $400/month on dining and that's about 19,000 points a year just from food; verify the current welcome offer and streaming-credit terms on U.S. Bank's site.

โŸณ Rates & fees verified June 2026 โ€” always confirm the current terms on the issuer's official site before applying.

Annual fee
No annual fee
Rewards rate
4x on dining and takeout, 2x at grocery stores, gas/EV charging and streaming, 1x on everything else
Welcome bonus
20,000+ bonus points after meeting the minimum spend
Intro APR
0% intro APR on purchases and balance transfers for 12 billing cycles
Regular APR
19.24%โ€“29.24% variable
Foreign transaction fee
None
Recommended credit
Good to Excellent (700+)
Best for
Frequent diners who want 4x with no fee

What you earn

  • โœ“4x on dining, delivery included
  • โœ“As much as $15 a year in streaming credit, enrollment needed
  • โœ“No surcharge on purchases made abroad

๐Ÿ‘ Pros

  • + Carries no yearly fee
  • + Generous dining rewards
  • + No surcharge on purchases made abroad

๐Ÿ‘Ž Cons

  • โ€“ Points stretch furthest on travel redemptions
  • โ€“ A modest base earning rate
  • โ€“ Lounge entry is not included

Can you get it?

  • โ–ธA credit score in the good-to-excellent range
  • โ–ธEnough income to back the credit line
  • โ–ธThe streaming credit needs enrollment

Requirements are general guidance โ€” the issuer makes the final decision. Learn more about card requirements โ†’

Decided on the U.S. Bank Altitude Go Visa Signature Card?

Finish your application on U.S. Bank's own secure site.

Apply now โ†—

Was this helpful?

Put it up against similar cards

โ˜… 5x on travel via Chase

Chase Sapphire Preferred Card

Chase

If you want transferable points without paying for lounge access you'll never use, the Prโ€ฆ

$95/yr Details
Apply on official site โ†—
โœˆ Lounge Access Availableโ˜… Airport lounge access + travel credit

Chase Sapphire Reserve

Chase

This only makes sense if you'll burn through the annual travel credit and use Priority Paโ€ฆ

$550/yr Details
Apply on official site โ†—
โ˜… 1.5%+ on everythingNo Annual Fee

Chase Freedom Unlimited

Chase

A solid no-fee everyday card, but its real value shows up only when you also hold a Sapphโ€ฆ

No annual fee/yr Details
Apply on official site โ†—

Questions & Answers

No questions yet. Be the first to ask!

Ask a question

Please log in with email to ask a question.

Comments (0)

No comments yet. Share your experience!

Leave a comment

Please log in with email to comment.

Stop guessing. Put the cards side by side.

Line up fees, rewards, intro APR and lounge perks in one table โ€” then apply on the issuer's official site with your eyes open.