What is the annual fee for the U.S. Bank Cash+ Visa Signature Card?

The annual fee is No annual fee.

What credit score do I need for the U.S. Bank Cash+ Visa Signature Card?

You generally need: Good to Excellent (700+). Approval also depends on income and existing accounts.

U.S. Bank SIGNATURE

4539 1488 0343 6467

Card HolderYour Name

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U.S. Bank Cash+ Visa Signature Card

Annual fee No annual fee

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U.S. Bank · Visa

U.S. Bank Cash+ Visa Signature Card

Name: U.S. Bank Cash+ Visa Signature Card
Brand: U.S. Bank
Availability: InStock

★ Pick your own 5% categories No Annual Fee Cash Back No Annual Fee 0% Intro APR

The Cash+ is the card to pick if you want to aim your own 5%: you choose two 5% categories each quarter (combined first $2,000) from a list that includes things like utilities and home utilities most cards ignore, plus a 2% everyday pick. Max the 5% cap and that's $100 back per quarter, $400 a year, but you must re-enroll every quarter or you drop to 1%, so it punishes forgetful users. There's a 3% foreign fee too. If you'd rather not manage category picks, a flat-rate or automatic-bonus card is less hassle; confirm the current 5% category list on U.S. Bank's site each quarter.

⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.

Annual fee

No annual fee

Rewards rate

5% on two chosen categories (first $2,000 combined per quarter), 2% on one everyday category, 1% on everything else

Welcome bonus

Cash back bonus after meeting the minimum spend

Intro APR

0% intro APR on purchases and balance transfers for 12 billing cycles

Regular APR

19.24%–29.24% variable

Foreign transaction fee