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Annual fee No annual fee
โ˜…โ˜…โ˜…โ˜…โ˜… 4.0How we rate

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Verizon ยท Visa

Verizon Visa Card

โ˜… Up to 4% on grocery & gas No Annual Fee Store & Retail Cash Back Points & Rewards Gas & Commuting No Annual Fee

The hook is up to 4% back on grocery and gas plus 3% on dining, but every cent comes back as Verizon Dollars you can only put toward your Verizon bill, devices or accessories. That's a great rate if Verizon is your carrier and you spend on those categories; it's worthless if you ever leave Verizon, which makes it a worse pick than a 4% grocery cash card for anyone shopping carriers. Spend $600/month on grocery and gas and you'd offset roughly $290/yr of your phone bill. No annual fee and no foreign fee as of 2026, but Verizon Dollars expire and cap monthly, so check the redemption limits on Synchrony's page before counting on them.

โŸณ Rates & fees verified June 2026 โ€” always confirm the current terms on the issuer's official site before applying.

Annual fee
No annual fee
Rewards rate
4% on grocery and gas, 3% on dining, 2% on Verizon purchases, 1% on everything else (earned as Verizon Dollars)
Welcome bonus
Verizon Dollars bonus for new cardholders after meeting the spend requirement
Intro APR
None
Regular APR
See terms
Foreign transaction fee
None
Recommended credit
Good (690+)
Best for
Committed Verizon customers offsetting their monthly bill

What you earn

  • โœ“4% on grocery and gas, paid out as Verizon Dollars
  • โœ“Apply rewards to your Verizon bill, devices or accessories
  • โœ“Charges no foreign transaction fee

๐Ÿ‘ Pros

  • + Carries no annual fee
  • + Solid earn rates on common everyday categories
  • + Straightforward to redeem against your Verizon bill

๐Ÿ‘Ž Cons

  • โ€“ Rewards can only be used with Verizon
  • โ€“ You must hold a Verizon account
  • โ€“ Verizon Dollars are subject to expiration

Can you get it?

  • โ–ธAn active Verizon mobile account
  • โ–ธA credit score in the good range
  • โ–ธIncome adequate to back the credit line

Requirements are general guidance โ€” the issuer makes the final decision. Learn more about card requirements โ†’

Decided on the Verizon Visa Card?

Finish your application on the issuer's own secure site.

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