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⚖ Add to comparisonWalmart / OnePay · Mastercard
OnePay (Walmart) Cash Back Card
Built for regular Walmart shoppers through the OnePay app, with elevated cash back on Walmart purchases and a base rate on everyday spend, no annual fee. The honest caveat as of 2026: the program is newer and app-centric, so if you don't shop Walmart often or dislike managing a card inside an app, a general 2% card is simpler and pays more broadly. Best value comes from in-store and Walmart.com purchases. Confirm the current earn rates and any account requirements on onepay.com.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Extra back on what you spend at Walmart
- ✓Handled through the OnePay app
- ✓No annual fee
👍 Pros
- + No annual fee
- + A good fit for regular Walmart shoppers
- + Managed from the app
👎 Cons
- – Pays off mainly at Walmart
- – The program's terms are still changing
Can you get it?
- ▸Credit in the fair-to-good range
- ▸A OnePay app account
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
Decided on the OnePay (Walmart) Cash Back Card?
Finish your application on Walmart's own secure site.
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