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Compare credit cards side by side

Pick up to 4 cards and compare fees, rewards and lounge access in one view.

Card
CommBank Neo Credit Card ✕ remove
Chase Sapphire Preferred Card ✕ remove
Discover it Secured Credit Card ✕ remove
The Platinum Card from American Express ✕ remove
Annual fee No annual fee$95No annual fee$695
Rewards rate No rewards; simplicity focus5x travel (Chase Travel), 3x dining & streaming, 2x other travel, 1x everything else2% at gas stations and restaurants (on up to $1,000 in combined purchases each quarter), 1% on all other purchases5x flights booked with Amex Travel or airlines, 5x prepaid hotels via Amex Travel, 1x other
Rewards highlight No interest, just a simple monthly fee5x on travel via ChaseRewards on a secured cardMost lounge access of any card
Welcome bonus No welcome bonus60,000+ bonus points after meeting the minimum spendCashback Match doubles all cash back earned at the end of the first yearLarge Membership Rewards welcome offer
Intro APR No interest charged at any timeNoneNoneNone
Regular APR 0% interest; flat monthly fee based on credit limit21.49%–28.49% variable28.24% variableSee terms (Pay Over Time)
Foreign fee No international transaction feeNoneNoneNone
Lounge access ❌ No❌ No❌ No✅ Centurion Lounges, Priority Pass, Delta Sky Club (when flying Delta), Plaza Premium and more — the largest lounge network of any card
Credit needed Good credit historyGood to Excellent (700+)New / rebuilding creditExcellent (740+)
Best for Balance-carriers wanting predictable, interest-free repaymentsMid-tier travelers who want transfer partners without a premium feeBuilding or rebuilding credit while still earning rewardsFrequent flyers who'll exhaust the lounge access and statement credits
Network MastercardVisaDiscoverAmex
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🇺🇸 Showing United States cards · change with the 🌐 selector top-right
Chase Sapphire Preferred Card
$95/yr
✓
Capital One Venture X Rewards
$395/yr · ✈ lounge
+
Chase Sapphire Reserve
$550/yr · ✈ lounge
+
Chase Freedom Unlimited
No annual fee/yr
+
The Platinum Card from American Express
$695/yr · ✈ lounge
✓
Prime Visa (Amazon)
No annual fee/yr
+
Chase Freedom Flex
No annual fee/yr
+
American Express Gold Card
$325/yr
+
Blue Cash Preferred Card from American Express
$95/yr
+
Capital One Venture Rewards
$95/yr
+
Citi Double Cash Card
No annual fee/yr
+
Discover it Cash Back
No annual fee/yr
+
Wells Fargo Active Cash Card
No annual fee/yr
+
Ink Business Preferred Credit Card
$95/yr
+
Ink Business Unlimited Credit Card
No annual fee/yr
+
Discover it Secured Credit Card
No annual fee/yr
✓
Citi Custom Cash Card
No annual fee/yr
+
Costco Anywhere Visa Card by Citi
No annual fee/yr
+
Citi Strata Premier Card
$95/yr
+
Ink Business Cash Credit Card
No annual fee/yr
+
Capital One Savor Cash Rewards Credit Card
No annual fee/yr
+
Discover it Student Cash Back
No annual fee/yr
+
The Business Platinum Card from American Express
$695/yr · ✈ lounge
+
Capital One SavorOne Cash Rewards Credit Card
No annual fee/yr
+
Capital One Quicksilver Cash Rewards
No annual fee/yr
+
Bank of America Customized Cash Rewards
No annual fee/yr
+
Apple Card
No annual fee/yr
+
U.S. Bank Altitude Reserve Visa Infinite
$400/yr · ✈ lounge
+
Blue Cash Everyday Card from American Express
No annual fee/yr
+
American Express Business Gold Card
$375/yr
+
Bank of America Premium Rewards Credit Card
$95/yr
+
Wells Fargo Autograph Card
No annual fee/yr
+
U.S. Bank Cash+ Visa Signature Card
No annual fee/yr
+
U.S. Bank Altitude Go Visa Signature Card
No annual fee/yr
+
Wells Fargo Autograph Journey Card
$95/yr
+
Capital One Platinum Secured
No annual fee/yr
+
Target RedCard Credit Card
No annual fee/yr
+
Citi / AAdvantage Platinum Select World Elite Mastercard
$99/yr
+
Bank of America Travel Rewards Credit Card
No annual fee/yr
+
U.S. Bank Smartly Visa Signature Card
No annual fee/yr
+
Citi Rewards+ Card
No annual fee/yr
+
Wells Fargo Reflect Card
No annual fee/yr
+
JetBlue Plus Card
$99/yr
+
Sam's Club Mastercard
No annual fee/yr
+
OnePay (Walmart) Cash Back Card
No annual fee/yr
+
AAdvantage Aviator Red World Elite Mastercard
$99/yr
+
PayPal Cashback Mastercard
No annual fee/yr
+
REI Co-op Mastercard
No annual fee/yr
+
Lowe's Advantage Card
No annual fee/yr
+
My Best Buy Visa Card
No annual fee/yr
+
Verizon Visa Card
No annual fee/yr
+
Macy's American Express Card
No annual fee/yr
+
Gap Good Rewards Visa Credit Card
No annual fee/yr
+
Nordstrom Credit Card
No annual fee/yr
+
Synchrony HOME Credit Card
No annual fee/yr
+
Kohl's Card
No annual fee/yr
+
Old Navy Credit Card
No annual fee/yr
+
New Fintech Rewards Card (Reported / Coming Soon)
No annual fee/yr
+
American Express Business Gold (2026 Refresh)
No annual fee/yr
+
U.S. Bank Cash+ (2026 Category Refresh)
No annual fee/yr
+

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