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Compare credit cards side by side

Pick up to 4 cards and compare fees, rewards and lounge access in one view.

Card
CommBank Neo Credit Card ✕ remove
Citi Rewards+ Card ✕ remove
Target RedCard Credit Card ✕ remove
Apple Card ✕ remove
Annual fee No annual feeNo annual feeNo annual feeNo annual fee
Rewards rate No rewards; simplicity focus2x at supermarkets & gas stations (first $6,000/yr, then 1x), 1x on all other purchases, every purchase rounded up to the nearest 10 points5% off at Target & Target.com, plus free 2-day shipping and extended returns3% at Apple & select partners, 2% with Apple Pay, 1% with the titanium card
Rewards highlight No interest, just a simple monthly feeRounds up to nearest 10 points5% off at TargetUp to 3% Daily Cash
Welcome bonus No welcome bonus20,000+ bonus ThankYou Points after meeting the minimum spendDiscount for new cardholdersOccasional Daily Cash promos
Intro APR No interest charged at any time0% intro APR on purchases and balance transfers for 15 monthsNoneNone
Regular APR 0% interest; flat monthly fee based on credit limit19.24%–29.24% variableHigh store-card APR (see terms)Varies (see terms)
Foreign fee No international transaction fee3%N/ANone
Lounge access ❌ No❌ No❌ No❌ No
Credit needed Good credit historyGood (690+)Fair to Good (640+)Fair to Good (660+)
Best for Balance-carriers wanting predictable, interest-free repaymentsLots of small purchases paired with a Citi premium cardRegular Target shoppers who want instant checkout savingsiPhone users who pay with Apple Pay and want fee-free cash back
Network MastercardMastercardMastercardMastercard
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🇺🇸 Showing United States cards · change with the 🌐 selector top-right
Chase Sapphire Preferred Card
$95/yr
+
Capital One Venture X Rewards
$395/yr · ✈ lounge
+
Chase Sapphire Reserve
$550/yr · ✈ lounge
+
Chase Freedom Unlimited
No annual fee/yr
+
The Platinum Card from American Express
$695/yr · ✈ lounge
+
Prime Visa (Amazon)
No annual fee/yr
+
Chase Freedom Flex
No annual fee/yr
+
American Express Gold Card
$325/yr
+
Blue Cash Preferred Card from American Express
$95/yr
+
Capital One Venture Rewards
$95/yr
+
Citi Double Cash Card
No annual fee/yr
+
Discover it Cash Back
No annual fee/yr
+
Wells Fargo Active Cash Card
No annual fee/yr
+
Ink Business Preferred Credit Card
$95/yr
+
Ink Business Unlimited Credit Card
No annual fee/yr
+
Discover it Secured Credit Card
No annual fee/yr
+
Citi Custom Cash Card
No annual fee/yr
+
Costco Anywhere Visa Card by Citi
No annual fee/yr
+
Citi Strata Premier Card
$95/yr
+
Ink Business Cash Credit Card
No annual fee/yr
+
Capital One Savor Cash Rewards Credit Card
No annual fee/yr
+
Discover it Student Cash Back
No annual fee/yr
+
The Business Platinum Card from American Express
$695/yr · ✈ lounge
+
Capital One SavorOne Cash Rewards Credit Card
No annual fee/yr
+
Capital One Quicksilver Cash Rewards
No annual fee/yr
+
Bank of America Customized Cash Rewards
No annual fee/yr
+
Apple Card
No annual fee/yr
✓
U.S. Bank Altitude Reserve Visa Infinite
$400/yr · ✈ lounge
+
Blue Cash Everyday Card from American Express
No annual fee/yr
+
American Express Business Gold Card
$375/yr
+
Bank of America Premium Rewards Credit Card
$95/yr
+
Wells Fargo Autograph Card
No annual fee/yr
+
U.S. Bank Cash+ Visa Signature Card
No annual fee/yr
+
U.S. Bank Altitude Go Visa Signature Card
No annual fee/yr
+
Wells Fargo Autograph Journey Card
$95/yr
+
Capital One Platinum Secured
No annual fee/yr
+
Target RedCard Credit Card
No annual fee/yr
✓
Citi / AAdvantage Platinum Select World Elite Mastercard
$99/yr
+
Bank of America Travel Rewards Credit Card
No annual fee/yr
+
U.S. Bank Smartly Visa Signature Card
No annual fee/yr
+
Citi Rewards+ Card
No annual fee/yr
✓
Wells Fargo Reflect Card
No annual fee/yr
+
JetBlue Plus Card
$99/yr
+
Sam's Club Mastercard
No annual fee/yr
+
OnePay (Walmart) Cash Back Card
No annual fee/yr
+
AAdvantage Aviator Red World Elite Mastercard
$99/yr
+
PayPal Cashback Mastercard
No annual fee/yr
+
REI Co-op Mastercard
No annual fee/yr
+
Lowe's Advantage Card
No annual fee/yr
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My Best Buy Visa Card
No annual fee/yr
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Verizon Visa Card
No annual fee/yr
+
Macy's American Express Card
No annual fee/yr
+
Gap Good Rewards Visa Credit Card
No annual fee/yr
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Nordstrom Credit Card
No annual fee/yr
+
Synchrony HOME Credit Card
No annual fee/yr
+
Kohl's Card
No annual fee/yr
+
Old Navy Credit Card
No annual fee/yr
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New Fintech Rewards Card (Reported / Coming Soon)
No annual fee/yr
+
American Express Business Gold (2026 Refresh)
No annual fee/yr
+
U.S. Bank Cash+ (2026 Category Refresh)
No annual fee/yr
+

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