Network gift card · CA

How to check your PC Financial Prepaid Mastercard gift card balance

The PC Financial Prepaid Mastercard gift card is no longer accepted or sold. What happened, and what to do if you still hold one.

By the CreditCardCompare editorial team · Updated · Checked against pcfinancial.ca

Quick answer: The PC Financial Prepaid Mastercard gift card is no longer accepted or sold. What happened, and what to do if you still hold one.

Discontinued. This product is no longer offered. The details below record what happened and what existing cardholders should do; check the alternatives listed on this page.
Official balance checkpcfinancial.ca Ways to check:
Enter your card number and PIN only on pcfinancial.ca. Third-party "balance checkers" and anyone asking you to read out gift card numbers are the most common ways gift cards get drained.
Four brown gift boxes on white surface — checking a PC Financial Prepaid Mastercard gift card balance
Photo: Caley Dimmock / Unsplash

Check your PC Financial Prepaid Mastercard gift card balance online

  1. The PC Financial Prepaid Mastercard program was discontinued on October 3, 2016, and the card can't be used to pay.
  2. Read PC Financial's notice on pcfinancial.ca for how leftover funds were handled.
  3. PC Financial later launched the PC Money Account (2020). Check pcfinancial.ca for that product's current status.

Other ways to check the balance

  • On your receipt: the balance remaining after each purchase is usually printed on the receipt.

Activating a PC Financial Prepaid Mastercard gift card

Not applicable. The program is closed.

Fees and expiry

Program ended October 3, 2016.

Tips

  • Be wary of anyone offering to 'recover' old PC prepaid balances for a fee.
  • PC Optimum points and Shoppers or Loblaw gift cards are separate products.

PC Financial Prepaid Mastercard gift card FAQs

How do I check my PC Financial Prepaid Mastercard gift card balance?

You can check it on the brand's official website. You will usually need the card number and PIN.

How do I activate a PC Financial Prepaid Mastercard gift card?

Not applicable. The program is closed.

Do PC Financial Prepaid Mastercard gift cards expire or have fees?

Program ended October 3, 2016.

Is it safe to use a third-party gift card balance checker?

Avoid them. Enter your card number and PIN only on pcfinancial.ca, in its official app, or in store. Third-party checkers can capture the numbers and drain the card.

What should I do if my PC Financial Prepaid Mastercard gift card has a zero balance I didn't spend?

Contact PC Financial Prepaid Mastercard customer service straight away with the card, the receipt and the purchase details. Card-draining fraud — where numbers are copied before the card is sold — is common; the sooner you report it the better the chance of recovery.

Can I get cash back for a small remaining balance?

Sometimes. Several US states require cash back for small balances — California, for example, for balances under $15 (raised from $10 in April 2026) — and some Canadian provinces have similar rules. Ask at the till or contact the brand.

Sources: www.pcfinancial.ca · www.pcfinancial.ca.