Credit union · Canada

Desjardins credit cards

Canada's largest financial cooperative (Quebec and Ontario), with a full card lineup including premium Odyssey cards.

TypeCredit union
CountryCanada
Cards we review0

Notable Desjardins cards

  • Desjardins Odyssey World Elite Mastercard
  • Desjardins Cash Back World Elite Mastercard
  • Desjardins Bonus Visa

Approval rules and tips

Desjardins does not publish a formal limit on how often you can apply. Approval is based on your credit score, income, existing debt and recent applications — check any pre-qualification tool first, because it uses a soft inquiry.

Got a new Desjardins card?Activation guideOnline, app and phone steps.
How to activate

Desjardins FAQs

What credit cards does Desjardins offer?

Desjardins's notable cards include Desjardins Odyssey World Elite Mastercard, Desjardins Cash Back World Elite Mastercard, Desjardins Bonus Visa. See the cards we review below for fees, rewards and APRs.

Does Desjardins have special approval rules?

Desjardins does not publish a formal application-frequency rule. Approval depends on your credit score, income, existing debt and recent applications.

How do I apply for a Desjardins credit card?

Apply on www.desjardins.com. Check any pre-qualification tool first — it uses a soft inquiry that does not affect your credit score.

How do I activate a new Desjardins card?

See our step-by-step guide to activating a Desjardins credit card — online, in the app or by phone.

Official Desjardins site