Fintech · Canada

Wealthsimple credit cards

Investing platform whose 2% flat cash-back Visa Infinite has no FX fee and a fee waived for larger clients.

TypeFintech
CountryCanada
Cards we review2

Notable Wealthsimple cards

  • Wealthsimple Visa Infinite +
  • Wealthsimple Visa Infinite Privilege
  • Wealthsimple Visa Infinite 1% (beta)

Wealthsimple cards compared

CardAnnual feeRewardsIntro APRForeign feeCredit neededRating
Wealthsimple Visa Infinite + CardWealthsimple clients wanting simple 2% cash back
C$240/yr Unlimited 2% cash back on all purchases None None $80,000 personal or $150,000 h…
Wealthsimple Visa Infinite 1% Card (beta)Wealthsimple clients wanting a no-fee card
None 1% cash back on all purchases None Optional: no-FX-fee can be… $60,000 personal or $100,000 h…

Approval rules and tips

Requires a Wealthsimple account; income minimums from $60,000 personal (1% card) to $150,000 personal (Privilege).

Got a new Wealthsimple card?Activation guideOnline, app and phone steps.
How to activate

Wealthsimple FAQs

What credit cards does Wealthsimple offer?

Wealthsimple's notable cards include Wealthsimple Visa Infinite +, Wealthsimple Visa Infinite Privilege, Wealthsimple Visa Infinite 1% (beta). See the cards we review below for fees, rewards and APRs.

Does Wealthsimple have special approval rules?

Requires a Wealthsimple account; income minimums from $60,000 personal (1% card) to $150,000 personal (Privilege).

How do I apply for a Wealthsimple credit card?

Apply on www.wealthsimple.com. Check any pre-qualification tool first — it uses a soft inquiry that does not affect your credit score.

How do I activate a new Wealthsimple card?

See our step-by-step guide to activating a Wealthsimple card (prepaid Mastercard / Visa credit card) — online, in the app or by phone.

Official Wealthsimple site