Wealthsimple Visa Infinite + Card
Best for: Wealthsimple clients wanting simple 2% cash back
Pros
- Flat 2% plus no FX fee
- Fee easily waived for Wealthsimple clients
Cons
- Must bank with Wealthsimple
- $240/yr if not waived
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
This card was recently refreshed (June 2026). In 2026 the waitlist was dropped and travel insurance added (Prince of Travel). In June 2026 the 2% card was named 'Visa Infinite +' alongside a new 1% no-fee version (Milesopedia). The original launch date is not confirmed here.
Wealthsimple Visa Infinite + Card at a glance
| Issuer | Wealthsimple |
| Card network | Visa |
| Annual fee | C$240 |
| Rewards rate | Unlimited 2% cash back on all purchases |
| Welcome bonus | Up to 5% back for first 30 days (issuer) |
| Intro APR | None |
| Regular APR | 20.99% purchases / 22.99% cash advances |
| Foreign transaction fee | None |
| Credit needed | $80,000 personal or $150,000 household income |
| Best for | Wealthsimple clients wanting simple 2% cash back |
Key features
- $20/month fee waived with $100,000+ assets or $4,000+/month direct deposits
- Travel medical up to $1,000,000; trip cancellation/interruption up to $3,000
- Paid from Wealthsimple Chequing
- Cash back boosts at participating merchants
Pros
- Flat 2% plus no FX fee
- Fee easily waived for Wealthsimple clients
Cons
- Must bank with Wealthsimple
- $240/yr if not waived
Before you apply: terms for new cards change quickly. Confirm the current annual fee, rates, rewards and welcome offer on the official Wealthsimple site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
Sources: wealthsimple.com · princeoftravel.com · milesopedia.com
How it compares with similar Canada cards
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|---|---|---|---|---|---|---|
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TD Canada TrustTD Cash Back Visa Infinite 4206 3778 4836 9055 VALID THRU 04/31CASEY BROOKS TD Cash Back Visa Infinite CardHigh gas, grocery and bill spenders who'll clear the fee |
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Tangerine BankTangerine Money-Back 5193 9177 9262 5499 VALID THRU 11/28RILEY CHEN Tangerine Money-Back Credit CardNo-fee cashback users who want to pick their own categories |
None | 2% in chosen categories, 0.5% on everything else | Not applicable | 2.5% on foreign currency p… | Good credit |
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