ANZCashBack Visa
4217 4221 9700 4130
VALID THRU 01/28JORDAN TAYLOR
Cash Back Cards · New Zealand
ANZ CashBack Visa
4.0 / 5 editorial rating
Best for: simple cash back with a low fee and no currency conversion charge
Annual feeNZ$40/yr
IssuerANZ
NetworkVisa
Purchase APR20.95% p.a.
Foreign transaction fee0%
Credit neededNZ$500 minimum credit limit;…
Pros
- Cash back instead of points
- Low NZ$40 annual fee
- No currency conversion charge
Cons
- An earn rate of about 0.67% is modest
- 20.95% p.a. on purchases and cash advances
- Cash advances, gambling and business spending do not earn cash back
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
The ANZ CashBack Visa pays NZ$1 back for every NZ$150 of eligible purchases, for a NZ$40 annual fee. It has no currency conversion charge and up to 55 interest-free days.
ANZ CashBack Visa at a glance
| Issuer | ANZ |
| Card network | Visa |
| Annual fee | NZ$40 |
| Rewards rate | NZ$1 cash back per NZ$150 spent on eligible purchases |
| Welcome bonus | See issuer for the current offer |
| Intro APR | None |
| Regular APR | 20.95% p.a. |
| Foreign transaction fee | 0% |
| Credit needed | NZ$500 minimum credit limit; ANZ's lending criteria apply |
| Best for | Simple cash back with a low fee and no currency conversion charge |
Key features
- NZ$1 cash back for every NZ$150 spent on eligible purchases
- Up to 55 interest-free days on purchases
- 0% currency conversion charge
- Joint or additional card NZ$5 a year
- NZ$500 minimum credit limit
Pros
- Cash back instead of points
- Low NZ$40 annual fee
- No currency conversion charge
Cons
- An earn rate of about 0.67% is modest
- 20.95% p.a. on purchases and cash advances
- Cash advances, gambling and business spending do not earn cash back
Before you apply: confirm the current annual fee, interest rate, rewards and eligibility on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
How it compares with similar New Zealand cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
ANZCashBack Visa 4217 4221 9700 4130 VALID THRU 01/28JORDAN TAYLOR ANZ CashBack VisaSimple cash back with a low fee and no currency conversion charge |
NZ$40/yr | NZ$1 cash back per NZ$150 spent on eligible purchases | None | 0% | NZ$500 minimum credit limit; A… | |
ANZLow Rate Visa 4527 9701 3467 0541 VALID THRU 04/30CASEY BROOKS ANZ Low Rate VisaA long, low-rate balance transfer and no-fee overseas spending |
None | None | 1.99% p.a. for the first two years on balance transfers (lim… | 0% | NZ citizen or permanent reside… | |
ASBVisa Flex 4738 8385 9693 4496 VALID THRU 04/29CASEY BROOKS ASB Visa FlexThe lowest purchase rate, with no account fee and no offshore margin |
None | None | None | 0% (no Offshore Service Ma… | Aged 18 or over, NZ citizen or… | |
ASBVisa Light 4217 1332 4539 9683 VALID THRU 02/31MORGAN LEE ASB Visa LightSpreading a large purchase at 0% for six months, with no account fee |
None | None | 0% p.a. for 6 months on any single eligible purchase of NZ$1… | 0% from 15 September 2026… | Aged 18 or over, NZ citizen or… |
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