Standard Chartered SingaporeStandard Chartered Simply C…
4476 1473 8374 0918
VALID THRU 07/31RILEY CHEN
Cash Back Cards · Singapore
Standard Chartered Simply Cash Credit Card
4.1 / 5 editorial rating
Best for: people who want simple unlimited cash back and a fast online application.
Annual feeS$196.20/yr
IssuerStandard Chartered Singapore
NetworkSee issuer
Purchase APR27.9% p.a. (minimum)
Foreign transaction fee3.5% (2.5% Standard Chartere…
Credit neededS$30,000 for Singaporeans/PR…
Pros
- No cap and no minimum spend
- Annual fee free for the first year
- Works with Apple Pay, Google Pay and Samsung Pay
Cons
- Highest FX fee in this comparison at 3.5%
- Foreigners need S$90,000 and an Employment Pass
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
The Standard Chartered Simply Cash Credit Card pays 1.5% cash back on eligible spend with no minimum spend and no cap, and the first year is free.
Standard Chartered Simply Cash Credit Card at a glance
| Issuer | Standard Chartered Singapore |
| Card network | See issuer |
| Annual fee | S$196.20 (first year free) |
| Rewards rate | 1.5% cash back on eligible spend with no minimum spend and no cap |
| Welcome bonus | See issuer for the current offer |
| Intro APR | None |
| Regular APR | 27.9% p.a. (minimum) |
| Foreign transaction fee | 3.5% (2.5% Standard Chartered fee + 1% network) |
| Credit needed | S$30,000 for Singaporeans/PRs aged 21 to 65; S$90,000 for foreigners with an Employment Pass |
| Best for | People who want simple unlimited cash back and a fast online application |
Key features
- 1.5% cash back with no cap and no minimum spend
- Apply digitally with Singpass MyInfo
- Interest-free EasyPay instalments
- The Good Life dining and lifestyle privileges
Pros
- No cap and no minimum spend
- Annual fee free for the first year
- Works with Apple Pay, Google Pay and Samsung Pay
Cons
- Highest FX fee in this comparison at 3.5%
- Foreigners need S$90,000 and an Employment Pass
Before you apply: confirm the current annual fee, interest rate, rewards and eligibility on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
How it compares with similar Singapore cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
Standard Chartered SingaporeStandard Chartered Simply C… 4476 1473 8374 0918 VALID THRU 07/31RILEY CHEN Standard Chartered Simply Cash Credit CardPeople who want simple unlimited cash back and a fast online application |
S$196.20/yr | 1.5% cash back on eligible spend with no minimum spend and no cap | None | 3.5% (2.5% Standard Charte… | S$30,000 for Singaporeans/PRs… | |
Citibank SingaporeCiti Cash Back+ 5250 0491 0812 8313 VALID THRU 12/29CASEY BROOKS Citi Cash Back+ CardAnyone who wants a high flat cash back rate without tracking categories |
S$196.20/yr | 1.6% cash back on eligible spend with no minimum spend and no cap; ext… | None | Up to 3.25% | S$30,000 for Singaporeans/PRs;… | |
UOBOne 5295 9745 9886 8994 VALID THRU 03/29SAM RIVERA UOB One CardSteady spenders who hit S$600 to S$2,000 a month with 10+ purchases |
S$196.20/yr | Quarterly cash back of S$60, S$100 or S$200 for S$600, S$1,000 or S$2,… | None | 3.25% | S$30,000 for Singaporeans/PRs… | |
Maybank SingaporeMaybank Family & Friends 5223 6152 0941 3426 VALID THRU 01/29TAYLOR REED Maybank Family & Friends CardHouseholds that want to pick their own 8% cash back categories |
S$196.20/yr | 8% cash back in 5 categories you choose with at least S$800 spend a mo… | None | 2.25% Maybank fee plus up… | S$30,000 for Singaporeans/PRs;… |
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