Maybank Family & Friends Card
Best for: households that want to pick their own 8% cash back categories each month.
Pros
- 8% rate on categories you choose
- Three-year annual fee waiver
- Bank FX fee of 2.25% is lower than most rivals
Cons
- S$800 minimum spend each month
- Monthly cash back caps limit high spenders
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
The Maybank Family & Friends Card pays 8% cash back in five categories you choose when you spend at least S$800 a month, and the annual fee is waived for three years.
Maybank Family & Friends Card at a glance
| Issuer | Maybank Singapore |
| Card network | Mastercard |
| Annual fee | S$196.20 (first three years waived) |
| Rewards rate | 8% cash back in 5 categories you choose with at least S$800 spend a month; monthly caps and a lower rate on other spend apply (see issuer) |
| Welcome bonus | See issuer for the current offer |
| Intro APR | None |
| Regular APR | See issuer |
| Foreign transaction fee | 2.25% Maybank fee plus up to 1% network charge |
| Credit needed | S$30,000 for Singaporeans/PRs; S$45,000 for Malaysians and S$60,000 for other foreigners, each employed 1+ year |
| Best for | Households that want to pick their own 8% cash back categories |
Key features
- Choose 5 cash back categories from Maybank's list, such as groceries, dining and transport
- Annual fee waived for three years, then waived with S$12,000 yearly spend
- Free supplementary cards
Pros
- 8% rate on categories you choose
- Three-year annual fee waiver
- Bank FX fee of 2.25% is lower than most rivals
Cons
- S$800 minimum spend each month
- Monthly cash back caps limit high spenders
Before you apply: confirm the current annual fee, interest rate, rewards and eligibility on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
Sources: maybank2u.com.sg · maybank2u.com.sg · maybank2u.com.sg
How it compares with similar Singapore cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
Maybank SingaporeMaybank Family & Friends 5223 6152 0941 3426 VALID THRU 01/29TAYLOR REED Maybank Family & Friends CardHouseholds that want to pick their own 8% cash back categories |
S$196.20/yr | 8% cash back in 5 categories you choose with at least S$800 spend a mo… | None | 2.25% Maybank fee plus up… | S$30,000 for Singaporeans/PRs;… | |
Citibank SingaporeCiti Cash Back+ 5250 0491 0812 8313 VALID THRU 12/29CASEY BROOKS Citi Cash Back+ CardAnyone who wants a high flat cash back rate without tracking categories |
S$196.20/yr | 1.6% cash back on eligible spend with no minimum spend and no cap; ext… | None | Up to 3.25% | S$30,000 for Singaporeans/PRs;… | |
UOBOne 5295 9745 9886 8994 VALID THRU 03/29SAM RIVERA UOB One CardSteady spenders who hit S$600 to S$2,000 a month with 10+ purchases |
S$196.20/yr | Quarterly cash back of S$60, S$100 or S$200 for S$600, S$1,000 or S$2,… | None | 3.25% | S$30,000 for Singaporeans/PRs… | |
OCBC BankOCBC 365 4495 4526 9057 0819 VALID THRU 09/28TAYLOR REED OCBC 365 Credit CardHouseholds spending S$800+ a month on petrol, dining and groceries |
S$196.20/yr | 6% petrol; 5% dining and food delivery; 3% groceries, land transport,… | None | 3.25% (1% card network + 2… | S$30,000 for Singaporeans/PRs… |
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