Bluebird by American Express review: fees, limits and how it works
The Bluebird by American Express has been discontinued. What happened, what existing cardholders should do, and the closest alternatives.
Quick answer: Bluebird by American Express was a prepaid debit account that is now discontinued. Amex ended the program on June 2, 2026, closed accounts on June 3, 2026, and ended login access on September 8, 2026. It costs nothing now. If you had a balance, watch for your refund and move to another account.
Best for: Not available. See the replacement options at bluebird.com.
Who it suits
Good fit if
- Former Bluebird holders checking on a refund
- Former holders comparing replacement accounts
Skip it if
- You want to open a new account, since Bluebird has closed
- You need to add or spend funds, which ended in June 2026
Fees
| Monthly fee | Not applicable. Discontinued June 2, 2026. |
How to get and load it
No longer offered. Accounts were closed on June 3, 2026. The last day to log in and view past transactions and statements was September 8, 2026.
Activation
Not applicable See our step-by-step activation guide.
Deposit protection and credit building
Protection: Not applicable (closed)
Credit building: No
Bluebird by American Express FAQs
Does the Bluebird by American Express have a monthly fee?
Monthly fee: Not applicable. Discontinued June 2, 2026.. Other charges to check: ATM, reload and foreign-transaction fees.
How do I activate the Bluebird by American Express?
Not applicable
Is money on the Bluebird by American Express insured?
Not applicable (closed)
Does the Bluebird by American Express build credit?
No
How do I add money to the Bluebird by American Express?
Most prepaid cards accept direct deposit, bank transfers and cash reloads at participating retailers.
Official American Express site
Sources: www.bluebird.com · www.bluebird.com. Fees change; confirm on the official fee schedule.