Brink's Money Prepaid Mastercard review: fees, limits and how it works
Users who want a Netspend-network prepaid card with a Brink's brand
Quick answer: The Brink's Money Prepaid Mastercard is a reloadable card issued by Republic Bank & Trust Company, with no fee to order and no credit check. You choose a fee plan after activation, and domestic ATM withdrawals cost $2.50. Retail reloads cost up to $3.95. It suits people who want many ways to load a prepaid card.
Best for: Users who want a Netspend-network prepaid card with a Brink's brand
Pros
- No fee to order
- Many ways to load
- Uses the Netspend reload network
Cons
- ATM fee
- Plan fees vary
Who it suits
Good fit if
- People without a bank account who want a Mastercard
- Loading by direct deposit, bank transfer, PayPal or tax refund
- Ordering online with no fee and no credit check
Skip it if
- You want no monthly or per-purchase fees
- You withdraw cash from ATMs often
- You want to build credit
Fees
| Monthly fee | Depends on the fee plan chosen after activation. See the Brink's Money fee schedule. |
| Other | $2.50 domestic ATM withdrawal; the first Brink's Money Network ATM withdrawal each month is waived and the ATM owner's surcharge credited back |
| Other | Netspend Reload Network fees of $0 to $3.95 |
| Other | Bank transfer fees may apply |
How to get and load it
Order online. No credit check and no fee to order. Arrives in about 7 to 10 business days.
- Direct deposit
- Retail reload
- Bank transfer
- PayPal transfer
- Mobile check load
- IRS tax refund direct deposit
Activation
Activate online and verify your identity, then choose a fee plan.
Deposit protection and credit building
Protection: Issued by Republic Bank & Trust Company, Member FDIC.
Credit building: No
Brink's Money Prepaid Mastercard FAQs
Does the Brink's Money Prepaid Mastercard have a monthly fee?
Monthly fee: Depends on the fee plan chosen after activation. See the Brink's Money fee schedule.. Other charges to check: $2.50 domestic ATM withdrawal; the first Brink's Money Network ATM withdrawal each month is waived and the ATM owner's surcharge credited back; Netspend Reload Network fees of $0 to $3.95; Bank transfer fees may apply.
How do I activate the Brink's Money Prepaid Mastercard?
Activate online and verify your identity, then choose a fee plan.
Is money on the Brink's Money Prepaid Mastercard insured?
Issued by Republic Bank & Trust Company, Member FDIC.
Does the Brink's Money Prepaid Mastercard build credit?
No
How do I add money to the Brink's Money Prepaid Mastercard?
You can load it by direct deposit, retail reload, bank transfer, PayPal transfer, mobile check load, IRS tax refund direct deposit.
Official Brink's Money (issued by Republic Bank & Trust Company) site
Sources: brinksmoney.com · brinksmoney.com · www.brinksprepaidmastercard.com. Fees change; confirm on the official fee schedule.