Bankwest Zero Platinum Mastercard
Best for: Overseas spending with no annual fee and no foreign transaction fees
Pros
- Zero annual fee (travel insurance is not included)
- Fee-free overseas spending
- Mastercard acceptance worldwide
Cons
- No rewards points
- Purchase rate is mid-range if you carry a balance
- Insurance requires spending on the card to activate
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
Bankwest Zero Platinum is the standout no-fee travel card in Australia: no annual fee, no foreign transaction fees, and complimentary international travel insurance, purchase protection and extended warranty that most banks reserve for cards costing A$200+. It earns no points, but for a card that costs nothing to hold and saves 3% on every overseas purchase, that is an easy trade.
Bankwest Zero Platinum Mastercard at a glance
| Issuer | Bankwest |
| Card network | Mastercard |
| Annual fee | A$0 |
| Rewards rate | None |
| Welcome bonus | None |
| Intro APR | 0% on balance transfers for an introductory period on some offers |
| Purchase rate | 18.99% p.a. (variable) |
| Foreign transaction fee | None |
| Credit needed | Good |
| Airport lounge access | No |
| Best for | Overseas spending with no annual fee and no foreign transaction fees |
Rewards & perks
- No foreign transaction fees on purchases in any currency
- Complimentary international travel insurance (conditions apply)
- Purchase security and extended warranty cover
Pros
- Zero annual fee (travel insurance is not included)
- Fee-free overseas spending
- Mastercard acceptance worldwide
Cons
- No rewards points
- Purchase rate is mid-range if you carry a balance
- Insurance requires spending on the card to activate
Who should apply
- Australian residents aged 18+ with a good credit history
- Travellers who want a free overseas spending card
- Anyone who values insurance more than points
Before you apply: card terms change often. Confirm the current annual fee, interest rate, welcome offer and rewards on the official Bankwest site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
How it compares with similar Australia cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
Bankwest Zero Platinum MastercardOverseas spending with no annual fee and no foreign transaction fees |
None | None | 0% on balance transfers for an introductory period on some o… | None | Good | |
Westpac Altitude Black Credit CardFlexible points that transfer to several airline programmes |
A$295/yr | 3, 2 or 1 Altitude Points per A$1 depending on the purchase category (… | None | 3% | Good to excellent (minimum inc… | |
Latitude 28° Global Platinum MastercardFrequent overseas spenders and online shoppers buying in foreign currencies |
A$8/mo | None | None | None | Fair to good |
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