Chime Prime Card
Best for: Chime customers with steady direct deposits building credit
Pros
- High 5% categories for a secured card
- No credit history focus
Cons
- High direct-deposit requirement
- $1,500 monthly cap
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
This card has been announced but may not be open to applications yet (February 27, 2026). Announced Feb 27, 2026 with select members eligible and full rollout planned for spring 2026. Current availability is unconfirmed.
Chime Prime Card at a glance
| Issuer | Chime (bank partner not confirmed in source) |
| Card network | Unconfirmed |
| Annual fee | See issuer |
| Rewards rate | 5% cash back on selected categories (grocery, gas, restaurants, monthly bills, rideshare, travel), up to $1,500/month |
| Welcome bonus | None announced |
| Intro APR | None |
| Regular APR | See issuer |
| Foreign transaction fee | See issuer |
| Credit needed | Chime Prime membership: $3,000+/month qualifying direct deposits |
| Best for | Chime customers with steady direct deposits building credit |
Key features
- Secured-style credit card
- Part of Chime Prime tier with 3.75% APY savings
- Priority Pass membership with two lounge visits per year
Pros
- High 5% categories for a secured card
- No credit history focus
Cons
- High direct-deposit requirement
- $1,500 monthly cap
Before you apply: terms for new cards change quickly. Confirm the current annual fee, rates, rewards and welcome offer on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
Sources: doctorofcredit.com
How it compares with similar USA cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
Chime (bank partner not confirmed in source)Chime Prime 4112 8826 8127 9702 VALID THRU 05/31JORDAN TAYLOR Chime Prime CardChime customers with steady direct deposits building credit |
None | 5% cash back on selected categories (grocery, gas, restaurants, monthl… | None | See issuer | Chime Prime membership: $3,000… | — |
Discoverit Secured 6011 5181 0631 0824 VALID THRU 09/28JORDAN TAYLOR Discover it Secured Credit CardBuilding or rebuilding credit while still earning rewards |
None | 5% cash back in rotating quarterly categories (activation and quarterl… | None | None | New / rebuilding credit | |
Capital One Platinum SecuredPeople rebuilding credit who want a low or flexible deposit |
None | No rewards — focused on credit building | None | None | Limited / Rebuilding |
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