Nordstrom Credit Card
Best for: Regular Nordstrom and Nordstrom Rack shoppers
Pros
- Carries no annual fee
- Dependable Nordstrom rewards and member perks
- The Visa edition can be used at any merchant
Cons
- Rewards can only be redeemed at Nordstrom
- The store version carries a high APR
- Pays off most for shoppers who visit Nordstrom often
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
This is a Nordy Club play first and a card second: 3 points per $1 at Nordstrom and Nordstrom Rack, with the Visa version adding 2x on dining and transit and 1x elsewhere. The loyalty perks (early sale access, points toward Nordstrom Notes) only pay off if you actually spend at Nordstrom regularly, so a general cash-back card wins for anyone who shops there twice a year. Drop $1,500/yr in-store and you'll bank around 4,500 points plus tier perks; the same money on a 2% card is just $30 cash with no strings. No annual fee, but check whether you're approved for the store-only or full Visa version on the issuer's site, since the everyday earning differs.
Nordstrom Credit Card at a glance
| Issuer | Nordstrom |
| Card network | Visa |
| Annual fee | No annual fee |
| Rewards rate | 3 points per $1 at Nordstrom and Nordstrom Rack; the Visa version also earns 2x on dining, 2x on transit, and 1x elsewhere |
| Welcome bonus | Bonus Nordstrom Notes for new cardholders after first purchase |
| Intro APR | None |
| Regular APR | See terms |
| Foreign transaction fee | None |
| Credit needed | Good (690+) |
| Airport lounge access | No |
| Best for | Regular Nordstrom and Nordstrom Rack shoppers |
Rewards & perks
- Points cash out as Nordstrom Notes
- Get in early on the Anniversary Sale and similar events
- Complimentary basic alterations once you reach higher Nordy Club tiers
Pros
- Carries no annual fee
- Dependable Nordstrom rewards and member perks
- The Visa edition can be used at any merchant
Cons
- Rewards can only be redeemed at Nordstrom
- The store version carries a high APR
- Pays off most for shoppers who visit Nordstrom often
Who should apply
- A credit score in the good range
- A Nordy Club account
- Income adequate to back the credit line
Before you apply: card terms change often. Confirm the current annual fee, APR, welcome offer and rewards on the official Nordstrom site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
How it compares with similar USA cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
NordstromNordstrom Credit Card 4352 3987 6884 6098 VALID THRU 08/29AVERY PATEL Nordstrom Credit CardRegular Nordstrom and Nordstrom Rack shoppers |
None | 3 points per $1 at Nordstrom and Nordstrom Rack; the Visa version also… | None | None | Good (690+) | |
Amazon / ChasePrime Visa Amazon 4813 5646 4964 7475 VALID THRU 01/29JORDAN TAYLOR Prime Visa (Amazon)Prime members who spend heavily at Amazon and Whole Foods |
None | 5% at Amazon, Whole Foods, Amazon Fresh & Chase Travel (with Prime), 2… | None | None | Good (690+) | |
TargetRedCard 5485 8136 1849 2288 VALID THRU 10/31ALEX MORGAN Target RedCard Credit CardRegular Target shoppers who want instant checkout savings |
None | 5% off at Target & Target.com, plus free 2-day shipping and extended r… | None | N/A | Fair to Good (640+) | |
SynchronySam's Club Mastercard 5596 3921 3882 2890 VALID THRU 09/32JORDAN TAYLOR Sam's Club MastercardSam's Club Plus members with high monthly fuel spend |
None | 5% back on gas (on the first $6,000/yr, then 1%), 3% on dining and tak… | None | None | Good (690+) |
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