Revolut Credit Card
Best for: Revolut users who want an app-managed card with a 0% start and a mid-range APR
Pros
- 17.99% APR is lower than most Irish cards
- 0% start on purchases and transfers
- Fast decision in the app
Cons
- You must already be an active Revolut customer with an Irish salary
- Card brand (Visa or Mastercard) is assigned by Revolut, not chosen
- FX terms depend on your plan
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
The Revolut Credit Card offers 0% on purchases and balance transfers for up to 6 months, then a 17.99% APR, with limits of up to €10,000. You need to be an active Revolut customer with a salary paid in Ireland.
Revolut Credit Card at a glance
| Issuer | Revolut |
| Card network | Mastercard |
| Annual fee | None |
| Rewards rate | RevPoints on spending (earn rate depends on your Revolut plan; see issuer) |
| Welcome bonus | See issuer for the current offer |
| Intro APR | 0% on purchases and balance transfers for up to 6 months if you make your minimum payments |
| Regular APR | 13.34% variable interest rate; 17.99% APR (variable) |
| Foreign transaction fee | See issuer (depends on your Revolut plan) |
| Credit needed | Aged 18 or over; Irish resident; active Revolut customer for 30+ days; employed in Ireland with salary paid into a Revolut, AIB, Bank of Ireland or PTSB account |
| Best for | Revolut users who want an app-managed card with a 0% start and a mid-range APR |
Key features
- 0% on purchases and balance transfers for up to 6 months
- Credit limits of up to €10,000, with a decision in minutes
- Physical and virtual cards managed in the Revolut app
- No admin fee; €30 government stamp duty applies
- Cash withdrawals charged at 19.99% APR
Pros
- 17.99% APR is lower than most Irish cards
- 0% start on purchases and transfers
- Fast decision in the app
Cons
- You must already be an active Revolut customer with an Irish salary
- Card brand (Visa or Mastercard) is assigned by Revolut, not chosen
- FX terms depend on your plan
Before you apply: confirm the current annual fee, interest rate, rewards and eligibility on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
Sources: revolut.com · help.revolut.com · help.revolut.com
How it compares with similar Ireland cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
RevolutRevolut Credit Card 5487 5065 8914 2951 VALID THRU 03/31SAM RIVERA Revolut Credit CardRevolut users who want an app-managed card with a 0% start and a mid-range APR |
None | RevPoints on spending (earn rate depends on your Revolut plan; see iss… | 0% on purchases and balance transfers for up to 6 months if… | See issuer (depends on you… | Aged 18 or over; Irish residen… | |
An Post Money (issued by Bankinter S.A., trading as Avant Money)An Post Money Flex 5432 4059 6956 8594 VALID THRU 09/31TAYLOR REED An Post Money Flex Credit CardSpreading the cost of a large purchase over 9 months at 0% |
None | None | 0% on purchases for 9 months; money transfers at 5.9% for 24… | 2.65% of the transaction v… | Aged 18 or over; resident of t… | |
Bank of IrelandClassic 5218 4257 3655 5971 VALID THRU 05/29TAYLOR REED Bank of Ireland Classic Credit CardA mainstream bank card with a 0% start on purchases or balance transfers |
None | None (Mastercard Priceless offers) | 0% on purchases for 6 months or 0% on balance transfers for… | 2.25% cross-border handlin… | Aged 18 or over; minimum incom… |
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