U.S. Bank Altitude Go Visa Signature Card
Best for: Frequent diners who want 4x with no fee
Pros
- Carries no yearly fee
- Generous dining rewards
- No surcharge on purchases made abroad
Cons
- Points stretch furthest on travel redemptions
- A modest base earning rate
- Lounge entry is not included
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
Foodies get the most here: 4x on dining including takeout and delivery with no annual fee is a standout, plus 2x on groceries, gas/EV charging and streaming and a small annual streaming credit (around $15, enrollment required). The points are worth most when redeemed for travel rather than cash, so a pure cash-back diner might prefer the Capital One Savor's flat 3%. The 1x base rate and no lounge access keep it a specialist card. Spend $400/month on dining and that's about 19,000 points a year just from food; verify the current welcome offer and streaming-credit terms on U.S. Bank's site.
U.S. Bank Altitude Go Visa Signature Card at a glance
| Issuer | U.S. Bank |
| Card network | Visa |
| Annual fee | No annual fee |
| Rewards rate | 4x on dining and takeout, 2x at grocery stores, gas/EV charging and streaming, 1x on everything else |
| Welcome bonus | 20,000+ bonus points after meeting the minimum spend |
| Intro APR | 0% intro APR on purchases and balance transfers for 12 billing cycles |
| Regular APR | 19.24%–29.24% variable |
| Foreign transaction fee | None |
| Credit needed | Good to Excellent (700+) |
| Airport lounge access | No |
| Best for | Frequent diners who want 4x with no fee |
Rewards & perks
- 4x on dining, delivery included
- As much as $15 a year in streaming credit, enrollment needed
- No surcharge on purchases made abroad
Pros
- Carries no yearly fee
- Generous dining rewards
- No surcharge on purchases made abroad
Cons
- Points stretch furthest on travel redemptions
- A modest base earning rate
- Lounge entry is not included
Who should apply
- A credit score in the good-to-excellent range
- Enough income to back the credit line
- The streaming credit needs enrollment
Before you apply: card terms change often. Confirm the current annual fee, APR, welcome offer and rewards on the official U.S. Bank site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
How it compares with similar USA cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
U.S. BankAltitude Go Visa Signature 4192 5546 4223 7938 VALID THRU 12/31AVERY PATEL U.S. Bank Altitude Go Visa Signature CardFrequent diners who want 4x with no fee |
None | 4x on dining and takeout, 2x at grocery stores, gas/EV charging and st… | 0% intro APR on purchases and balance transfers for 12 billi… | None | Good to Excellent (700+) | |
American Express Gold CardBig dining and U.S. supermarket spenders who'll use the monthly credits |
$325/yr | 4x at restaurants worldwide, 4x at U.S. supermarkets (up to cap), 3x f… | None | None | Good to Excellent (700+) | |
Capital OneSavor Cash Rewards 5453 5469 2866 2988 VALID THRU 08/31CASEY BROOKS Capital One Savor Cash Rewards Credit CardDining, grocery and streaming spenders who want plain cash back |
None | 3% on dining, entertainment, popular streaming services and at grocery… | 0% intro APR on purchases and balance transfers for 15 month… | None | Good to Excellent (700+) |
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