Verizon Visa Card
Best for: Committed Verizon customers offsetting their monthly bill
Pros
- Carries no annual fee
- Solid earn rates on common everyday categories
- Straightforward to redeem against your Verizon bill
Cons
- Rewards can only be used with Verizon
- You must hold a Verizon account
- Verizon Dollars are subject to expiration
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
The hook is up to 4% back on grocery and gas plus 3% on dining, but every cent comes back as Verizon Dollars you can only put toward your Verizon bill, devices or accessories. That's a great rate if Verizon is your carrier and you spend on those categories; it's worthless if you ever leave Verizon, which makes it a worse pick than a 4% grocery cash card for anyone shopping carriers. Spend $600/month on grocery and gas and you'd offset roughly $290/yr of your phone bill. No annual fee and no foreign fee as of 2026, but Verizon Dollars expire and cap monthly, so check the redemption limits on Synchrony's page before counting on them.
Verizon Visa Card at a glance
| Issuer | Verizon |
| Card network | Visa |
| Annual fee | No annual fee |
| Rewards rate | 4% on grocery and gas, 3% on dining, 2% on Verizon purchases, 1% on everything else (earned as Verizon Dollars) |
| Welcome bonus | Verizon Dollars bonus for new cardholders after meeting the spend requirement |
| Intro APR | None |
| Regular APR | See terms |
| Foreign transaction fee | None |
| Credit needed | Good (690+) |
| Airport lounge access | No |
| Best for | Committed Verizon customers offsetting their monthly bill |
Rewards & perks
- 4% on grocery and gas, paid out as Verizon Dollars
- Apply rewards to your Verizon bill, devices or accessories
- Charges no foreign transaction fee
Pros
- Carries no annual fee
- Solid earn rates on common everyday categories
- Straightforward to redeem against your Verizon bill
Cons
- Rewards can only be used with Verizon
- You must hold a Verizon account
- Verizon Dollars are subject to expiration
Who should apply
- An active Verizon mobile account
- A credit score in the good range
- Income adequate to back the credit line
Before you apply: card terms change often. Confirm the current annual fee, APR, welcome offer and rewards on the official Verizon site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
How it compares with similar USA cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
VerizonVisa 4720 2462 9656 1421 VALID THRU 07/31SAM RIVERA Verizon Visa CardCommitted Verizon customers offsetting their monthly bill |
None | 4% on grocery and gas, 3% on dining, 2% on Verizon purchases, 1% on ev… | None | None | Good (690+) | |
Amazon / ChasePrime Visa Amazon 4813 5646 4964 7475 VALID THRU 01/29JORDAN TAYLOR Prime Visa (Amazon)Prime members who spend heavily at Amazon and Whole Foods |
None | 5% at Amazon, Whole Foods, Amazon Fresh & Chase Travel (with Prime), 2… | None | None | Good (690+) | |
TargetRedCard 5485 8136 1849 2288 VALID THRU 10/31ALEX MORGAN Target RedCard Credit CardRegular Target shoppers who want instant checkout savings |
None | 5% off at Target & Target.com, plus free 2-day shipping and extended r… | None | N/A | Fair to Good (640+) | |
SynchronySam's Club Mastercard 5596 3921 3882 2890 VALID THRU 09/32JORDAN TAYLOR Sam's Club MastercardSam's Club Plus members with high monthly fuel spend |
None | 5% back on gas (on the first $6,000/yr, then 1%), 3% on dining and tak… | None | None | Good (690+) |
Reader reviews
No reader reviews yet. Have this card? Share how it has worked for you.
Write a review
Reviews appear after moderation.
Comments & Questions (0)
No comments yet — be the first to ask. Comments appear after review.
Leave a comment
Your comment appears after our team approves it. Or sign in to post faster.