Verizon Visa Card

The hook is up to 4% back on grocery and gas plus 3% on dining, but every cent comes back as Verizon Dollars you can only put toward your Verizon bill, devices or accessories. That's a great rate if Verizon is your carrier and you spend on those categories; it's worthless if you ever leave Verizon, which makes it a worse pick than a 4% grocery cash card for anyone shopping carriers. Spend $600/month on grocery and gas and you'd offset roughly $290/yr of your phone bill. No annual fee and no foreign fee as of 2026, but Verizon Dollars expire and cap monthly, so check the redemption limits on Synchrony's page before counting on them.

Verizon Visa Card at a glance

Rewards & perks

• 4% on grocery and gas, paid out as Verizon Dollars
• Apply rewards to your Verizon bill, devices or accessories
• Charges no foreign transaction fee

Pros

• Carries no annual fee
• Solid earn rates on common everyday categories
• Straightforward to redeem against your Verizon bill

Cons

• Rewards can only be used with Verizon
• You must hold a Verizon account
• Verizon Dollars are subject to expiration

Who should apply

• An active Verizon mobile account
• A credit score in the good range
• Income adequate to back the credit line

Before you apply: card terms change often. Confirm the current annual fee, APR, welcome offer and rewards on the official Verizon site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.