Wells Fargo Autograph Journey Card

Wells Fargo's $95 travel card leads with 5x on hotels and 4x on airlines, plus transferable points and an annual airline credit, which is generous for the fee. The weak spot is everyday spend at 1x, so it's a category card, not a daily driver; pair it with a flat earner or you're leaving points behind on groceries and gas. Book $3,000 of hotels and $2,000 of flights a year and you'll rack up about 23,000 points before the airline credit even factors in. No foreign transaction fee as of 2026 makes it solid for overseas trips, but confirm the current credit amount and transfer partners on Wells Fargo's site, since the partner list is newer and thinner than Chase's or Amex's.

Wells Fargo Autograph Journey Card at a glance

Rewards & perks

• Points move over to airline and hotel partners
• A $50 yearly statement credit triggered by a $50-plus airline purchase
• Charges no foreign transaction fee

Pros

• Healthy earn rates on travel and dining
• Points that can be transferred to partners
• Charges no foreign transaction fee

Cons

• Comes with an annual fee
• The transfer partner roster is relatively new
• Offers no lounge access

Who should apply

• A credit score in the good-to-excellent range
• Income adequate to back the credit line
• Wells Fargo generally limits you to one bonus every 16 months

Before you apply: card terms change often. Confirm the current annual fee, APR, welcome offer and rewards on the official Wells Fargo site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.